PAYMENTS INFRASTRUCTURE FOR YOUR BUSINESS

Payment solutions organized around what your business needs to do.

Start with the problem, then find the right payment setup—processing, business tools, online payments, integrations or specialized support.
Review My Payment SetupExplore payment solutions
Free 30-minute review. Understand your costs, identify what needs fixing and leave with clear next steps.
Payment tools, connected
Point of saleORD-104 · OCT 4
Point of sale fields
  • Ceramic mug × 1

    $24.00

  • Canvas tote × 1

    $16.00

  • Card payment

    PAY-104 · $40.00

Online checkoutORD-205 · OCT 4
Online checkout fields
  • Ceramic mug × 2

    $48.00

  • Delivery

    Store pickup · Oct 5

  • Card payment

    PAY-205 · $48.00

Customer invoiceINV-306 · OCT 4
Customer invoice fields
  • Customer

    Avery Chen · CUS-306

  • Installation service

    $100.00

  • Payment / balance

    PAY-306 · $40.00 paid · $60.00 due

Three sales channels → one reporting view
Payment reportingOCT 4
RecordSales / workCollectedDue
ORD-104 · counter$40.00$40.00$0.00
ORD-205 · online$48.00$48.00$0.00
INV-306 · invoice$100.00$40.00$60.00
Total$188.00$128.00$60.00

$188.00 in orders and invoiced work: $128.00 collected and $60.00 still due, each linked to its original record.

What are you trying to fix or improve?

Choose a topic for your free review, or browse the solutions below.

Review my payment setup

Understand your current processor, gateway, fees and support before making a decision.Best for: Businesses unsure where to start.
Book a free payment review

Lower processing costs

Compare your current statements, pricing and fee options with an expert.Best for: Merchants already accepting payments.
Book a free cost review

Accept payments anywhere

Explore in-person, mobile, bank payments and recurring payment options.Best for: Businesses needing flexible ways to get paid.
Discuss payment acceptance

Business tools

Find POS, inventory, reporting and hardware that fit how your business runs.Best for: Businesses improving daily operations.
Discuss my business tools

Take payments online

Connect checkout, payment links, invoices, deposits and subscriptions.Best for: Online stores and service businesses.
Discuss my checkout

Fix processing problems

Talk through holds, delayed deposits, disputes and integration or support issues.Best for: Merchants dealing with payment problems.
Book a support conversation

Specialized processing

Review high-risk, B2B and other requirements that need a considered processing path.Best for: Businesses with complex processing needs.
Discuss specialized processing

Bringing us a merchant?

Agents and ISOs have a dedicated partnership path.Partner with Roots

Find the tools for your business

Browse what each service does and how Roots helps you put it to work.
Showing 27 of 61 matching solutions. Select a category to see every solution in it.

Processing & cost review

Payment acceptance

Business tools

Online payments

Specialized processing & payouts

Integrations & infrastructure

Your free 30-minute payment review

Walk through the parts of your setup that matter most. Leave with a clear explanation of your costs, recommended changes and next steps.

Processor review

Review your current agreement and processing setup.

Business tools review

Assess POS, inventory, reporting and hardware fit.

Gateway review

Review online payment tools and integrations.

Statement review

Understand rates, fees and how charges are calculated.

Fee review

Compare available pricing approaches and tradeoffs.

Support review

Work through service issues and support responsibilities.
Book my free payment review
Payment channels

Start with the payment problem you need to solve

The right payment setup follows the way your business sells. A counter sale, an invoice, a subscription and a platform payout create different records and different staff responsibilities. Describe the customer journey before choosing the equipment or account: what is being bought, how the amount is agreed, when payment happens and what your team does afterward.

Roots helps organize that journey across processing, business tools, online payments and specialized services. Our processing and financial-service partners operate the relevant financial services; Roots initiates the setup and helps plan the configuration, integration and operating handoffs. You can review one part of the workflow or connect several parts into a coordinated project.

Example interface and records. Final tools, connections and account terms depend on the agreed scope and provider review.
Cost review

Compare costs using your actual transactions

A processing statement and a representative week of sales show more than a headline rate. Review payment methods, transaction sizes, refunds and the channels customers use. Separate processing charges from software, equipment and implementation costs, then ask how each amount will appear in the quote and reporting.

A cash-discount program may be part of that discussion when reducing eligible processing costs is the main goal. If the problem is unpaid invoices, duplicate entry or an awkward checkout, start with collection and workflow design instead. The review should explain the connection between the recommended change and the issue you brought to the conversation.

Example interface and records. Final tools, connections and account terms depend on the agreed scope and provider review.
Connected reporting

Make reporting part of the setup

Choose the references your employees will use to find a payment: an invoice number, customer, order, location or job. Those references should reach the transaction and the report used by bookkeeping. Follow one sale through checkout, confirmation, settlement and reconciliation before approving the final design.

Also test a decline, refund and changed order. Assign ownership for each exception so customer support and finance know who acts next. A setup becomes easier to operate when the team can answer both whether the customer paid and where the payment belongs in the business records.

Example interface and records. Final tools, connections and account terms depend on the agreed scope and provider review.
Review preparation

Bring a concrete transaction to the free review

Bring recent statements, your current software list and one customer transaction your team finds difficult. Include the invoice, checkout or report involved. Roots uses that material to define the setup and recommend the services that fit the workflow.

Consultations and payment reviews are free. Request a quote for the configuration, integration or program you need. The proposed scope should identify what changes, what staff training is included and which checks will show that the new workflow is ready to use.

Example interface and records. Final tools, connections and account terms depend on the agreed scope and provider review.

Related resources

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