Layaway without the paper ledger

Roots helps retailers run layaway and deposit plans: take a deposit, schedule payments on a saved card or at the counter, send reminders and release the item when it's paid off.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

What each solution adds

Explore what each solution adds to collection, records and support.

Layaway & Deposits

Roots helps retailers run layaway and deposit plans: take a deposit, schedule payments on a saved card or at the counter, send reminders and release the item when it's paid off.
  • Plan terms setup
  • POS/ledger configuration
  • Staff training

Recurring Billing

Roots recurring billing charges saved cards or bank accounts on your schedule, updates expired cards through network updater services, and retries soft declines. We help you follow card-network and state auto-renewal rules.
  • Plan and billing-cycle setup
  • Checkout consent language review
  • Dunning and retry tuning
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Pre-Authorization & Deposits

Hotels, rentals, marinas and parking operators need to authorize an estimated amount, adjust it and capture the final total. Roots sets up estimated and incremental authorizations, deposits and no-show charges within card-network rules.
  • Hold amounts and timing setup by category
  • Cancellation-policy and consent language review
  • PMS or booking-system integration
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Review the fit for your industry

Explore the businesses Roots supports, then tell us how yours works so we can review whether this option fits.
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Layaway & Deposits questions

Roots helps plan the deposit, remaining balance and payment schedule so each collection is linked to the correct purchase.
We can plan balance reporting and customer reminders, along with a clear cancellation and refund procedure.
Bring your layaway terms, payment schedule and item-release policy. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.