Cash Discount

Our cash-discount program is designed to eliminate eligible card-processing costs. Request a quote to understand the setup, pricing and fit for your business.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

See what each part adds

Explore the tools and records Roots helps configure around your business.

Compliant signage

Clear notices at the entrance and point of sale.
Roots reviews the fit, configuration and handoff with your team before setup.

Compliant signage

  1. 01Card price displayed
  2. 02Cash option explained
  3. 03Notice visible before payment
The exact setup depends on your provider and business requirements.

Receipt language

Receipts that show the card price and cash discount.
Roots reviews the fit, configuration and handoff with your team before setup.

POS configuration

Pricing set up on supported terminals and POS.
Roots reviews the fit, configuration and handoff with your team before setup.
✓

Payment approved

$39.59 · Visa •• 4242

Program reporting

See how the program offsets your processing costs.
Roots reviews the fit, configuration and handoff with your team before setup.

Rules guidance

State rules and card-network requirements explained.
Roots reviews the fit, configuration and handoff with your team before setup.

Rules guidance

  1. 01Review state and network rules
  2. 02Agree the pricing display
  3. 03Check the final checkout setup
The exact setup depends on your provider and business requirements.

Staff script

Simple language for staff to explain it to customers.
Roots reviews the fit, configuration and handoff with your team before setup.

Staff script

  1. 01Customer asks about prices
  2. 02Staff explains the cash option
  3. 03Receipt reflects the selected price
The exact setup depends on your provider and business requirements.

With a cash discount, the posted price is the card price and cash customers receive a discount. Surcharging is a different program with card-brand and legal requirements. Eligibility, savings and any remaining fees depend on your payment mix and provider agreement.

Cash Discount Program for your industry

Cash discount questions

The program uses cash and card pricing to help eliminate eligible processing fees. Roots plans the checkout configuration, customer signage and staff workflow with you. Request a quote for your business.
A cash discount reduces a posted price when a customer pays cash. A surcharge adds an additional charge to a credit-card transaction. The program setup determines how prices appear at checkout.
Request a quote. Roots reviews your current statement, payment mix, equipment and checkout needs to explain the program costs.
Roots reviews your current devices and software before recommending changes. The quote includes the equipment recommendations and configuration work needed for your setup.
Bring recent processing statements, your checkout or POS details and an overview of cash and card sales. We use them to review the potential savings and plan your customer-facing pricing.
Yes. Consultations and payment reviews are free. Book a 30-minute call to discuss your business, review your current setup and request a quote.

Is a cash discount right for you?

Request a quote. Consultations and payment reviews are free.