Let patients pay with their HSA or FSA card

HSA and FSA cards only approve at healthcare merchants or at retailers with an Inventory Information Approval System (IIAS). Roots sets up the right merchant category and, for retailers, an IIAS-capable POS so eligible purchases approve.
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✓

Payment approved

$161.93 · Visa •• 4242

Related payment solutions

What each solution adds

Explore what each solution adds to collection, records and support.

HSA/FSA Payments

HSA and FSA cards only approve at healthcare merchants or at retailers with an Inventory Information Approval System (IIAS). Roots sets up the right merchant category and, for retailers, an IIAS-capable POS so eligible purchases approve.
  • MCC and eligibility review
  • IIAS/SIGIS onboarding support
  • Item eligibility flags
✓

Payment approved

$161.93 · Visa •• 4242

Patient Payment Portal

Roots gives practices a hosted portal and text-to-pay links for patient statements, with payment plans, card-on-file and postings back to your practice-management system.
  • Portal branding and statement QR/links
  • PM-system integration
  • Payment-plan policy setup
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Merchant Account

Roots Payments sets up merchant accounts through its sponsor-bank processing relationships, with interchange-plus pricing you can read and a named contact who answers. Use it with our gateway, Roots POS or compatible terminals.
  • Underwriting prep and application help
  • Statement review against your current processor
  • Equipment and gateway setup
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HSA/FSA Payments for your industry

HSA/FSA Payments questions

We review your merchant category, services or eligible products and checkout setup with a processing partner, then plan the acceptance workflow.
We help plan item classification and split-payment handling so staff can separate eligible purchases from purchases paid another way.
Bring your merchant category, eligible item catalog and checkout process. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Review My Payment SetupExplore payment solutions