B2B payments without the chase

Roots brings together invoicing, ACH, commercial-card acceptance with Level 3 data, and compliant surcharging so wholesalers, distributors and service firms get paid faster at lower cost.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Related payment solutions

What each solution adds

Explore what each solution adds to collection, records and support.

B2B Payments

Roots brings together invoicing, ACH, commercial-card acceptance with Level 3 data, and compliant surcharging so wholesalers, distributors and service firms get paid faster at lower cost.
  • Payment-mix and cost analysis
  • Level 3 and ERP integration
  • Surcharge program setup

ACH Payments

ACH moves money directly between bank accounts at a lower cost than cards for large and recurring payments. Roots sets up ACH debits and credits with account verification and the fraud-monitoring procedures Nacha now requires.
  • Authorization language and SEC-code guidance
  • Fraud-monitoring procedure templates
  • Integration and testing
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✓

Transfer initiated

$2,125.00 · ref ACH-7731

Level 2/3 Processing

Visa's Commercial Enhanced Data Program replaced Level 3 with Product 3 in October 2025 and retired most Level 2 rates on April 17, 2026. Roots helps B2B sellers pass invoice-quality line-item data so commercial-card transactions qualify for lower interchange.
  • Data audit against Visa's enhanced-data specs
  • ERP/invoice integration
  • Qualification monitoring and fixes
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B2B Payments for your industry

B2B Payments questions

We review invoices, payment methods and reconciliation so customers have a clear way to pay and your team can match each payment to an invoice.
We can plan card and ACH collection through a processing partner, including how customers authorize payments and how your accounting records are updated.
Bring your invoice formats, average payment amount and accounting exports. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Review My Payment SetupExplore payment solutions