Take payments from any browser

The Roots virtual terminal turns a browser into a payment terminal for phone, mail and email orders, with card-on-file, recurring charges and ACH on your Roots merchant account.
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What each solution adds

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Virtual Terminal

The Roots virtual terminal turns a browser into a payment terminal for phone, mail and email orders, with card-on-file, recurring charges and ACH on your Roots merchant account.
  • Setup and user permissions
  • Phone-payment security procedures
  • Training

Merchant Account

Roots Payments sets up merchant accounts through its sponsor-bank processing relationships, with interchange-plus pricing you can read and a named contact who answers. Use it with our gateway, Roots POS or compatible terminals.
  • Underwriting prep and application help
  • Statement review against your current processor
  • Equipment and gateway setup
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Text to Pay

Text to Pay sends customers a secure, hosted payment link by SMS so they can pay by card, wallet or ACH without reading card numbers aloud. Roots sets up the templates and consent flow.
  • Template and branding setup
  • 10DLC/consent guidance
  • Integration with your CRM or dispatch [custom]
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Review the fit for your industry

Explore the businesses Roots supports, then tell us how yours works so we can review whether this option fits.
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Virtual Terminal questions

It lets authorized staff take payments through a browser rather than a countertop POS. Roots helps configure access, customer references and reporting.
We map invoice or customer identifiers to the transaction so staff can reconcile the collection and send a payment confirmation.
Bring your invoice process, staff access and payment-confirmation workflow. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Review My Payment SetupExplore payment solutions