Crypto Payments

Roots Payments helps businesses that touch crypto get paid, settle to dollars and keep dependable banking. Crypto conversion and stablecoin settlement are provided through service partners coordinated by Roots; Roots handles scoping, applications, integrations and ongoing support. Roots is not a bank, money transmitter or crypto exchange. Providers handle transactions and digital assets; Roots does not hold digital assets.
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Payment solutions for crypto businesses

How these solutions fit crypto businesses

See what each option adds to the way your business takes and tracks payments.

Crypto Payments & Conversion

For crypto & digital assets: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Stablecoin Settlement

For crypto & digital assets: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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E-commerce Payments

For crypto & digital assets: Add online checkout for digital-asset purchases and permitted crypto services, with order references carried through payment and fulfillment.
  • Choose a checkout setup that fits your platform and risk category
  • Configure fraud rules and 3-D Secure
  • Build custom checkout or plugin work
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Multi-Currency Payments

For crypto & digital assets: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Custom Payment Integration

For crypto & digital assets: Connect the payment flow for digital-asset purchases and permitted crypto services with your software and the operational records behind asset types, wallet references and settlement records.
  • Scope the integration against partner documentation
  • Build and test in sandbox before production
  • Document the integration for your team
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Embedded Payments

For crypto & digital assets: Put checkout for digital-asset purchases and permitted crypto services inside your software, keeping payment events connected to customer and operating records.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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Payouts

For crypto & digital assets: Distribute amounts owed to verified platform users and service providers, with payment references matched to asset types, wallet references and settlement records.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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ACH Payments

For crypto & digital assets: Offer bank-account payments for digital-asset purchases and permitted crypto services, with authorization and invoice matching built into the workflow.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
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Transfer initiated

$18,549.00 · ref ACH-7731

High-Risk Merchant Account

For crypto & digital assets: Present your model for digital-asset purchases and permitted crypto services to specialist processing partners, with product and fulfillment documentation prepared.
  • Take your application to acquirers that accept your category
  • Prepare processing history, compliance and website-review materials
  • Set up chargeback prevention before you go live
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Chargeback Management

For crypto & digital assets: Organize evidence for disputed digital-asset purchases and permitted crypto services, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Crypto and digital asset businesses we serve

Crypto payments questions

Roots initiates and coordinates your crypto payment setup. Service providers handle transactions, asset custody and account services.
No. Roots helps plan and implement the payment setup; digital assets are handled by the service provider.
Yes. Roots helps plan crypto acceptance alongside your existing card and checkout tools.
Bring your customers’ payment needs and preferred settlement approach to a free consultation. We review available options with you before planning the setup.
Request a quote for onboarding and integration work. The review covers your checkout, settlement needs and service-provider charges.

Curious whether crypto fits?

Talk with Roots about adding crypto payments to your business.
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