A path to a U.S. sponsor bank

Our service partners connect approved fintechs, MSBs and platforms with sponsor-bank and fintech partners for U.S. market entry, account access and payment programs. Roots introduces and supports the process; sponsorship is provided through our service partners and their licensed banking partners.
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What each solution adds

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Bank Sponsorship

Our service partners connect approved fintechs, MSBs and platforms with sponsor-bank and fintech partners for U.S. market entry, account access and payment programs. Roots introduces and supports the process; sponsorship is provided through our service partners and their licensed banking partners.
  • Readiness review (compliance program, licensing)
  • Introduction to our service partners
  • Integration support

Embedded Accounts

Give your users named accounts, balances, transfers and payouts inside your platform, provided through our licensed banking and money-transmission partners.
  • Program design and sponsor-bank onboarding
  • API integration
  • Compliance workflow setup
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Embedded Payments

Roots embedded payments let software companies offer card and ACH acceptance to their customers under their own brand, with fast sub-merchant onboarding, revenue share and payouts, through our banking and processing partners.
  • Program design (referral, ISV, PayFac-as-a-service)
  • Integration support
  • Risk and underwriting workflow
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Review the fit for your industry

Explore the businesses Roots supports, then tell us how yours works so we can review whether this option fits.
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Bank Sponsorship questions

Roots helps define the program, prepare the operating workflow and initiate introductions to service partners. The partner handles sponsorship and account approval.
Prepare your business model, money-flow diagram, intended customers and operating responsibilities. These help us organize the right program discussion.
Bring your business model, money-flow diagram and onboarding requirements. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Review My Payment SetupExplore payment solutions