High-risk doesn't mean no-risk-appetite

Roots works with acquiring banks that underwrite higher-risk industries. We can review virtually any legal business, subject to underwriting, and set up processing with the reserves and chargeback controls banks require.
Review My Payment SetupExplore payment solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Related payment solutions

What each solution adds

Explore what each solution adds to collection, records and support.

High-Risk Merchant Account

Roots works with acquiring banks that underwrite higher-risk industries. We can review virtually any legal business, subject to underwriting, and set up processing with the reserves and chargeback controls banks require.
  • Application package prep (processing history, policies, site review)
  • Website and policy compliance review
  • Chargeback-prevention setup

Chargeback Management

Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
Explore this solution

Reserve Management

Acquiring banks often hold a reserve on higher-risk accounts to cover future chargebacks and refunds. Roots explains the reserve terms before you sign, tracks what's held, and builds the processing history banks need to reduce or release it.
  • Term review before approval
  • Reserve reduction requests backed by clean dispute ratios
  • Monthly reserve reconciliation
Explore this solution

High-Risk Merchant Account for your industry

High-Risk Merchant Account questions

We review the business model, products, website and processing history, then initiate the application with a suitable processing partner.
Bring ownership details, licenses, recent processing statements and clear fulfillment and refund policies. We organize the application around your specific business.
Bring your products, licenses, processing statements and fulfillment policies. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Related resources

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Review My Payment SetupExplore payment solutions