Card-brand registration without the guesswork

Some categories must be registered with the card networks before an acquirer can process for them: Visa's Integrity Risk Program (VIRP) and Mastercard's Specialty Merchant Registration. Roots gathers the evidence, prepares the filing with the acquirer and tracks renewals.
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Card-Brand Registration

Some categories must be registered with the card networks before an acquirer can process for them: Visa's Integrity Risk Program (VIRP) and Mastercard's Specialty Merchant Registration. Roots gathers the evidence, prepares the filing with the acquirer and tracks renewals.
  • Category and MCC review
  • Evidence checklist and site review
  • Filing through the acquirer

High-Risk Merchant Account

Roots works with acquiring banks that underwrite higher-risk industries. We can review virtually any legal business, subject to underwriting, and set up processing with the reserves and chargeback controls banks require.
  • Application package prep (processing history, policies, site review)
  • Website and policy compliance review
  • Chargeback-prevention setup
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Merchant Account

Roots Payments sets up merchant accounts through its sponsor-bank processing relationships, with interchange-plus pricing you can read and a named contact who answers. Use it with our gateway, Roots POS or compatible terminals.
  • Underwriting prep and application help
  • Statement review against your current processor
  • Equipment and gateway setup
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Review the fit for your industry

Explore the businesses Roots supports, then tell us how yours works so we can review whether this option fits.
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Card-Brand Registration questions

Some merchant categories need additional card-brand registration before accepting payments. Your processing partner identifies the applicable category and registration requirements.
We help assemble business information, website policies and processing details, then coordinate the registration steps with your processing partner.
Bring your products, business licenses, website policies and processing history. Roots uses these details to plan your workflow and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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