Timeshare Merchant Accounts

Timeshare businesses combine large tickets, long payment plans, and a history of consumer complaints. Roots works with operators that follow state timeshare and telemarketing laws, for virtually any legal business, subject to underwriting.
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Payment solutions for timeshares

How these solutions work for timeshares

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For timeshares: Present your model for vacation ownership charges and accommodation services to specialist processing partners, with product and fulfillment documentation prepared.
  • Pre-underwriting review of your website, checkout, and documents (state timeshare registrations, public offering statements, and rescission procedures)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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ACH Payments

For timeshares: Offer bank-account payments for vacation ownership charges and accommodation services, with authorization and invoice matching built into the workflow.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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Transfer initiated

$5,989.00 · ref ACH-7731

Chargeback Management

For timeshares: Organize evidence for disputed vacation ownership charges and accommodation services, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Text to Pay

For timeshares: Send a payment request for vacation ownership charges and accommodation services by text so customers can pay against a specific order or invoice.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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Recurring Billing

For timeshares: Schedule and manage payments for maintenance charges and scheduled ownership payments, including renewals and customer account balances.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Payment Gateway

For timeshares: Connect online or remote checkout for vacation ownership charges and accommodation services to a gateway that fits your business systems.
  • We connect the gateway to your software
  • We set fraud and authorization rules for your business
  • We support you after launch
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Timeshares we set up and support

Timeshares payment questions

Start with the workflows your business needs. Options on this page include Timeshare Merchant Account, Timeshare Recurring Billing, Timeshare ACH & eCheck Payments. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your timeshares business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which timeshares workflows need to improve so we can scope a practical setup.

Payments for timeshares, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a vacation ownership company payments specialistPartner with Roots