MLM Merchant Accounts

Many mainstream processors prohibit unauthorized multi-level marketing, and acquirers look closely at compensation plans and income claims. Roots works with legitimate direct-sales companies, for virtually any legal business, subject to underwriting.
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Payment solutions for mlm & direct sales

How these solutions work for mlm & direct sales

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For mlm & direct sales: Present your model for direct-sales orders and distributor purchases to specialist processing partners, with product and fulfillment documentation prepared.
  • Pre-underwriting review of your website, checkout, and documents (compensation plan, income disclosure statement, refund and buyback policy)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For mlm & direct sales: Add online checkout for direct-sales orders and distributor purchases, with order references carried through payment and fulfillment.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Chargeback Management

For mlm & direct sales: Organize evidence for disputed direct-sales orders and distributor purchases, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Payouts

For mlm & direct sales: Distribute amounts owed to distributors and direct-sales representatives, with payment references matched to sales attribution, commission allocations and order fulfillment.
  • Payout flow design and partner onboarding
  • Integration with your platform or back office
  • Recipient support scripts
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Recurring Billing

For mlm & direct sales: Schedule and manage payments for repeat product orders and distributor subscriptions, including renewals and customer account balances.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Multi-Currency Payments

For mlm & direct sales: Collect direct-sales orders and distributor purchases in the currencies your customers use and reconcile them against the original order or invoice.
  • Review of where your products are legal to sell
  • Gateway and currency configuration
  • Cross-border pricing guidance
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Custom Payment Integration

For mlm & direct sales: Connect the payment flow for direct-sales orders and distributor purchases with your software and the operational records behind sales attribution, commission allocations and order fulfillment.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance
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Mobile Payments

For mlm & direct sales: Collect payments for direct-sales orders and distributor purchases away from a fixed counter, with transactions recorded against the sale or job.
  • Device selection and setup
  • Field staff training
  • Receipt and evidence templates for disputes
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Text to Pay

For mlm & direct sales: Send a payment request for direct-sales orders and distributor purchases by text so customers can pay against a specific order or invoice.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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MLM & Direct Sales we set up and support

MLM & Direct Sales payment questions

Start with the workflows your business needs. Options on this page include MLM Merchant Account, MLM Payment Gateway, MLM Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your mlm & direct sales business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which mlm & direct sales workflows need to improve so we can scope a practical setup.

Payments for mlm & direct sales, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a direct sales company payments specialistPartner with Roots