Subscription Merchant Accounts

Subscription businesses live and die by dispute ratios. Roots sets up recurring billing with consent, reminders, and easy cancellation that stand up to ROSCA and card-brand rules, for virtually any legal business, subject to underwriting.
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Payment solutions for subscription & continuity

How these solutions work for subscription & continuity

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For subscription & continuity: Present your model for subscription orders and recurring product purchases to specialist processing partners, with product and fulfillment documentation prepared.
  • Pre-underwriting review of your website, checkout, and documents (offer terms, cancellation flow, and fulfillment records)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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Chargeback Management

For subscription & continuity: Organize evidence for disputed subscription orders and recurring product purchases, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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E-commerce Payments

For subscription & continuity: Add online checkout for subscription orders and recurring product purchases, with order references carried through payment and fulfillment.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Recurring Billing

For subscription & continuity: Schedule and manage payments for subscription renewals and recurring replenishment, including renewals and customer account balances.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Multi-Currency Payments

For subscription & continuity: Collect subscription orders and recurring product purchases in the currencies your customers use and reconcile them against the original order or invoice.
  • Review of where your products are legal to sell
  • Gateway and currency configuration
  • Cross-border pricing guidance
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ACH Payments

For subscription & continuity: Offer bank-account payments for subscription orders and recurring product purchases, with authorization and invoice matching built into the workflow.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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$444.95 · ref ACH-7731

Custom Payment Integration

For subscription & continuity: Connect the payment flow for subscription orders and recurring product purchases with your software and the operational records behind renewal dates, cancellation requests and delivery records.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance
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Text to Pay

For subscription & continuity: Send a payment request for subscription orders and recurring product purchases by text so customers can pay against a specific order or invoice.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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Subscription & Continuity we set up and support

Subscription & Continuity payment questions

Start with the workflows your business needs. Options on this page include Subscription Box Merchant Account, Subscription Box Payment Gateway, Subscription Box Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your subscription & continuity business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which subscription & continuity workflows need to improve so we can scope a practical setup.

Payments for subscription & continuity, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a subscription brand payments specialistPartner with Roots