CBD & Hemp Payment Processing

Mainstream processors are exiting CBD and hemp-derived products, and the federal hemp definition changes on December 11, 2026. Roots helps compliant CBD and hemp businesses find processing underwritten for the category, for virtually any legal business, subject to underwriting.

How these solutions work for cbd & hemp

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For cbd & hemp: Present your model for CBD products, hemp goods and wholesale orders to specialist processing partners, with product and fulfillment documentation prepared.
  • Pre-underwriting review of your website, checkout, and documents (certificates of analysis for every SKU, product labels, and state registrations)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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Chargeback Management

For cbd & hemp: Organize evidence for disputed CBD products, hemp goods and wholesale orders, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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E-commerce Payments

For cbd & hemp: Add online checkout for CBD products, hemp goods and wholesale orders, with order references carried through payment and fulfillment.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Roots POS

For cbd & hemp: Bring CBD products, hemp goods and wholesale orders into a business-tools workflow, with setup, staff training and reporting for product documentation, age checks and shipment records.
  • Catalog import and SKU setup
  • Hardware recommendations and configuration
  • Staff training on age-verification and refund workflows
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✓

Payment approved

$149.80 · Visa •• 4242

ACH Payments

For cbd & hemp: Offer bank-account payments for CBD products, hemp goods and wholesale orders, with authorization and invoice matching built into the workflow.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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✓

Transfer initiated

$140.00 · ref ACH-7731

Recurring Billing

For cbd & hemp: Schedule and manage payments for permitted product subscriptions and trade replenishment, including renewals and customer account balances.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Crypto Payments & Conversion

For cbd & hemp: Plan a digital-asset payment option for CBD products, hemp goods and wholesale orders, with conversion and reconciliation mapped to the sale.
  • Introduction and onboarding support with our service partners
  • Checkout placement alongside card and ACH options
  • Customer-facing FAQ copy
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Age & ID Verification

For cbd & hemp: Add age and identity checks to restricted CBD products, hemp goods and wholesale orders, with verification recorded in the ordering process.
  • Vendor selection and integration
  • Checkout flow review
  • Record-keeping setup for underwriting
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Cash Discount Program

For cbd & hemp: Design a clearly presented cash-price program for CBD products, hemp goods and wholesale orders, with checkout wording and receipts aligned.
  • Review of state rules for your locations
  • Signage and receipt setup
  • Staff scripts for customer questions
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Level 2/3 Processing

For cbd & hemp: Include purchase-order references and itemized invoice data for business-card purchases of CBD products, hemp goods and wholesale orders.
  • Data mapping from your ERP or invoicing
  • Interchange review after launch
  • Ongoing support
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Text to Pay

For cbd & hemp: Send a payment request for CBD products, hemp goods and wholesale orders by text so customers can pay against a specific order or invoice.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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CBD & Hemp payment questions

Start with the workflows your business needs. Options on this page include CBD Merchant Account, CBD Payment Gateway, CBD Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your cbd & hemp business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cbd & hemp workflows need to improve so we can scope a practical setup.

Payments for cbd & hemp, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.