Cannabis-Adjacent Payment Processing

Marijuana remains federally illegal, so card processing for plant-touching sales is not available. Businesses that support the industry without touching the plant can often get approved, for virtually any legal business, subject to underwriting.
Talk to a grow supply store payments specialistPartner with Roots

Payment solutions for cannabis-adjacent

How these solutions work for cannabis-adjacent

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For cannabis-adjacent: Present your model for permitted ancillary goods and business services to specialist processing partners, with product and fulfillment documentation prepared.
  • Pre-underwriting review of your website, checkout, and documents (catalog, store photos, and marketing that doesn't promote illegal cultivation)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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Roots POS

For cannabis-adjacent: Bring permitted ancillary goods and business services into a business-tools workflow, with setup, staff training and reporting for product classifications, business documentation and invoices.
  • Catalog import and SKU setup
  • Hardware recommendations and configuration
  • Staff training on age-verification and refund workflows
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✓

Payment approved

$513.85 · Visa •• 4242

Cash Discount Program

For cannabis-adjacent: Design a clearly presented cash-price program for permitted ancillary goods and business services, with checkout wording and receipts aligned.
  • Review of state rules for your locations
  • Signage and receipt setup
  • Staff scripts for customer questions
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E-commerce Payments

For cannabis-adjacent: Add online checkout for permitted ancillary goods and business services, with order references carried through payment and fulfillment.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Level 2/3 Processing

For cannabis-adjacent: Include purchase-order references and itemized invoice data for business-card purchases of permitted ancillary goods and business services.
  • Data mapping from your ERP or invoicing
  • Interchange review after launch
  • Ongoing support
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Chargeback Management

For cannabis-adjacent: Organize evidence for disputed permitted ancillary goods and business services, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Age & ID Verification

For cannabis-adjacent: Add age and identity checks to restricted permitted ancillary goods and business services, with verification recorded in the ordering process.
  • Vendor selection and integration
  • Checkout flow review
  • Record-keeping setup for underwriting
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ACH Payments

For cannabis-adjacent: Offer bank-account payments for permitted ancillary goods and business services, with authorization and invoice matching built into the workflow.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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✓

Transfer initiated

$667.00 · ref ACH-7731

Recurring Billing

For cannabis-adjacent: Schedule and manage payments for ancillary service contracts and recurring supply orders, including renewals and customer account balances.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Text to Pay

For cannabis-adjacent: Send a payment request for permitted ancillary goods and business services by text so customers can pay against a specific order or invoice.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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Crypto Payments & Conversion

For cannabis-adjacent: Plan a digital-asset payment option for permitted ancillary goods and business services, with conversion and reconciliation mapped to the sale.
  • Introduction and onboarding support with our service partners
  • Checkout placement alongside card and ACH options
  • Customer-facing FAQ copy
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Cannabis-Adjacent we set up and support

Cannabis-Adjacent payment questions

Start with the workflows your business needs. Options on this page include Hydroponics Merchant Account, Hydroponics POS System, Hydroponics Cash Discount Program. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your cannabis-adjacent business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cannabis-adjacent workflows need to improve so we can scope a practical setup.

Payments for cannabis-adjacent, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a grow supply store payments specialistPartner with Roots