Marketplace Seller Payouts & Split Payments

Marketplaces that sell on behalf of many sellers need checkout, fee splits and seller payouts that stay compliant. Roots sets up the funds flow through licensed partners, so you're not handling money you're not licensed to move.

How these solutions work for online & multi-vendor marketplaces

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For online & multi-vendor marketplaces: Collect customer payments for marketplace orders, seller fees and customer purchases and allocate proceeds to marketplace sellers and independent vendors within the marketplace workflow.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Payouts

For online & multi-vendor marketplaces: Distribute amounts owed to marketplace sellers and independent vendors, with payment references matched to order references, seller balances and marketplace fees.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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E-commerce Payments

For online & multi-vendor marketplaces: Add online checkout for marketplace orders, seller fees and customer purchases, with order references carried through payment and fulfillment.
  • Integrate checkout on web and mobile
  • Tune fraud rules
  • Connect checkout events to payouts
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Multi-Currency Payments

For online & multi-vendor marketplaces: Collect marketplace orders, seller fees and customer purchases in the currencies your customers use and reconcile them against the original order or invoice.
  • Map target countries to the best-covered partner
  • Integrate a payee portal or white-label widget
  • Set FX and fee policy
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Chargeback Management

For online & multi-vendor marketplaces: Organize evidence for disputed marketplace orders, seller fees and customer purchases, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Instant Payouts

For online & multi-vendor marketplaces: Plan faster disbursements to marketplace sellers and independent vendors, matching each transfer to approved earnings or completed work.
  • Choose card-push versus real-time bank rails for your payee base
  • Set pricing and disclosure copy for any fast-payout fee
  • Implement eligibility and fraud thresholds
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Embedded Accounts

For online & multi-vendor marketplaces: Plan account and money-movement workflows for marketplace sellers and independent vendors within your platform's operating process.
  • Pick an account structure with the partner bank
  • Design the ledger and reconciliation with the bank's records as the source of truth
  • Build the in-app account experience
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ACH Payments

For online & multi-vendor marketplaces: Offer bank-account payments for marketplace orders, seller fees and customer purchases, with authorization and invoice matching built into the workflow.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
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Custom Payment Integration

For online & multi-vendor marketplaces: Connect the payment flow for marketplace orders, seller fees and customer purchases with your software and the operational records behind order references, seller balances and marketplace fees.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare
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Recurring Billing

For online & multi-vendor marketplaces: Schedule and manage payments for seller subscriptions and recurring marketplace fees, including renewals and customer account balances.
  • Design plans and billing logic
  • Integrate checkout and member portals
  • Build revenue-share payouts to growers and producers
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Online & Multi-Vendor Marketplaces payment questions

Start with the workflows your business needs. Options on this page include Payments for Multi-Vendor Marketplaces, Online Checkout for Marketplaces, Payouts for Marketplace Sellers. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payments, recipient onboarding, payment calculations and payouts, then plan the changes your online & multi-vendor marketplaces business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which online & multi-vendor marketplaces workflows need to improve so we can scope a practical setup.

Payments for online & multi-vendor marketplaces, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.