Low-cost bank payments in both directions.

Buyers pay invoices by ACH debit or credit. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
Talk to an online marketplace payments specialistAll b2b marketplaces solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
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Transfer initiated

$1,371.50 · ref ACH-7731

Payment solutions for b2b marketplaces

How each solution supports b2b marketplaces

See what each option adds to the way your business takes and tracks payments.

ACH Payments

For b2b marketplaces: Offer bank-account payments for marketplace orders, seller fees and customer purchases, with authorization and invoice matching built into the workflow. Buyers pay invoices by ACH debit or credit. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
✓

Transfer initiated

$1,371.50 · ref ACH-7731

Marketplace Payments

For b2b marketplaces: Collect customer payments for marketplace orders, seller fees and customer purchases and allocate proceeds to marketplace sellers and independent vendors within the marketplace workflow. Supplier shares are split from each order. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Payouts

For b2b marketplaces: Distribute amounts owed to marketplace sellers and independent vendors, with payment references matched to order references, seller balances and marketplace fees. Suppliers are paid by ACH or real-time rails. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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Custom Payment Integration

For b2b marketplaces: Connect the payment flow for marketplace orders, seller fees and customer purchases with your software and the operational records behind order references, seller balances and marketplace fees. ERP and invoice reconciliation are built in. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare
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ACH Payments questions

Questions online marketplace teams ask about payouts.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for b2b marketplaces and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to an online marketplace payments specialistAll b2b marketplaces solutions