B2B Marketplaces Payments & Payouts

B2B marketplaces handle large orders, net terms and ACH, then pay suppliers. Roots sets up ACH and card acceptance, level 2 and 3 data, and supplier payouts.
Talk to an online marketplace payments specialistExplore online & multi-vendor marketplaces solutions
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Transfer initiated

$1,371.50 · ref ACH-7731

Payment solutions for b2b marketplaces

How these solutions fit b2b marketplaces

See what each option adds to the way your business takes and tracks payments.

ACH Payments

For b2b marketplaces: Offer bank-account payments for marketplace orders, seller fees and customer purchases, with authorization and invoice matching built into the workflow. Buyers pay invoices by ACH debit or credit. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
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✓

Transfer initiated

$1,371.50 · ref ACH-7731

Marketplace Payments

For b2b marketplaces: Collect customer payments for marketplace orders, seller fees and customer purchases and allocate proceeds to marketplace sellers and independent vendors within the marketplace workflow. Supplier shares are split from each order. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Payouts

For b2b marketplaces: Distribute amounts owed to marketplace sellers and independent vendors, with payment references matched to order references, seller balances and marketplace fees. Suppliers are paid by ACH or real-time rails. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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Custom Payment Integration

For b2b marketplaces: Connect the payment flow for marketplace orders, seller fees and customer purchases with your software and the operational records behind order references, seller balances and marketplace fees. ERP and invoice reconciliation are built in. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare
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B2B Marketplaces payment questions

Start with the workflows your business needs. Options on this page include ACH Payments for B2B Marketplaces, Marketplace Payments for B2B Marketplaces, Payouts for Suppliers. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payments, recipient onboarding, payment calculations and payouts, then plan the changes your b2b marketplaces business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which b2b marketplaces workflows need to improve so we can scope a practical setup.

Let’s set up payments for your b2b marketplace business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to an online marketplace payments specialistExplore online & multi-vendor marketplaces solutions