An earnings account inside your app, held at a partner bank.

Seller wallet balances can be re-spent in the app. Roots embeds accounts for your resellers that are held at our partner banks. Balances sit in the app, move out by ACH or card, and are reconciled against the bank's records every day.
Talk to an online marketplace payments specialistAll recommerce & resale marketplaces solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for recommerce & resale marketplaces

How each solution supports recommerce & resale marketplaces

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For recommerce & resale marketplaces: Collect customer payments for marketplace orders, seller fees and customer purchases and allocate proceeds to marketplace sellers and independent vendors within the marketplace workflow. Seller proceeds are released after buyer acceptance. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Instant Payouts

For recommerce & resale marketplaces: Plan faster disbursements to marketplace sellers and independent vendors, matching each transfer to approved earnings or completed work. Sellers can cash out as soon as a sale is accepted. Roots enables fast payouts through card networks and the RTP and FedNow real-time rails, provided through our licensed banking and money-transmission partners. Funds usually arrive within minutes, depending on the receiving bank.
  • Choose card-push versus real-time bank rails for your payee base
  • Set pricing and disclosure copy for any fast-payout fee
  • Implement eligibility and fraud thresholds
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Embedded Accounts

For recommerce & resale marketplaces: Plan account and money-movement workflows for marketplace sellers and independent vendors within your platform's operating process. Seller wallet balances can be re-spent in the app. Roots embeds accounts for your resellers that are held at our partner banks. Balances sit in the app, move out by ACH or card, and are reconciled against the bank's records every day.
  • Pick an account structure with the partner bank
  • Design the ledger and reconciliation with the bank's records as the source of truth
  • Build the in-app account experience

Embedded Accounts questions

Questions online marketplace teams ask about payouts.
They place an account experience within a platform or business workflow. Roots coordinates the program design and service-partner introduction.
The account provider handles account opening and its financial services. Roots helps organize onboarding, the software connection and transaction reporting.
Bring your platform, account use cases and customer onboarding flow. Roots uses these details to plan the workflow for recommerce & resale marketplaces and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to an online marketplace payments specialistAll recommerce & resale marketplaces solutions