Built around your funds flow, not a template.

ERP and invoice reconciliation are built in. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

How each solution supports b2b marketplaces

See what each option adds to the way your business takes and tracks payments.

ACH Payments

For b2b marketplaces: Offer bank-account payments for marketplace orders, seller fees and customer purchases, with authorization and invoice matching built into the workflow. Buyers pay invoices by ACH debit or credit. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
Explore this solution
✓

Transfer initiated

$1,371.50 · ref ACH-7731

Marketplace Payments

For b2b marketplaces: Collect customer payments for marketplace orders, seller fees and customer purchases and allocate proceeds to marketplace sellers and independent vendors within the marketplace workflow. Supplier shares are split from each order. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
Explore this solution

Payouts

For b2b marketplaces: Distribute amounts owed to marketplace sellers and independent vendors, with payment references matched to order references, seller balances and marketplace fees. Suppliers are paid by ACH or real-time rails. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
Explore this solution

Custom Payment Integration

For b2b marketplaces: Connect the payment flow for marketplace orders, seller fees and customer purchases with your software and the operational records behind order references, seller balances and marketplace fees. ERP and invoice reconciliation are built in. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare

Custom Payment Integration questions

Questions online marketplace teams ask about payouts.
A project can connect checkout, payment status, refunds or reconciliation to your business software. Roots scopes the required data flow and builds the agreed connection.
We map the workflow, review API or file documentation and define acceptance checks. You receive a project scope and quote before development starts.
Bring your software documentation, payment workflow and reporting files. Roots uses these details to plan the workflow for b2b marketplaces and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.