Banking for Stablecoin Companies

Stablecoin businesses need dependable dollar rails on both sides of every mint, redemption and transfer. Through our service partners, Roots connects stablecoin companies to sponsor-bank accounts, on/off ramps, liquidity and settlement built with bank visibility in mind.
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Payment solutions for stablecoin issuers & stablecoin businesses

How these solutions fit stablecoin issuers & stablecoin businesses

See what each option adds to the way your business takes and tracks payments.

Stablecoin Settlement

For stablecoin issuers & stablecoin businesses: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Move between stablecoins and dollars through wallets, custody and settlement workflows connected to sponsor-bank accounts. Our service providers' higher tiers list stablecoin creation, wallet issuance and dedicated FBO accounts. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Crypto Payments & Conversion

For stablecoin issuers & stablecoin businesses: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. Mint and redemption depend on moving dollars reliably. Our service partners connect approved stablecoin programs to on/off ramps with USD accounts and Fedwire, ACH and FedNow access. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Embedded Payments

For stablecoin issuers & stablecoin businesses: Put checkout for digital-asset purchases and permitted crypto services inside your software, keeping payment events connected to customer and operating records. Stablecoin platforms often need named or FBO account structures, user-level ledgers and program controls that a sponsor bank can see. Our service providers' Level 1 BaaS and bank-sponsorship pathways are designed for this. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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Multi-Currency Payments

For stablecoin issuers & stablecoin businesses: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice. Stablecoin companies serving non-U.S. users need local-currency rails as well as dollars. Our service partners offer multi-currency accounts, SWIFT and interbank FX margin eligibility alongside stablecoin workflows. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Payouts

For stablecoin issuers & stablecoin businesses: Distribute amounts owed to verified platform users and service providers, with payment references matched to asset types, wallet references and settlement records. Stablecoin companies make vendor payments, partner settlements and payroll from their treasury. Roots designs those payout flows across ACH, wire and stablecoin rails. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Stablecoin Issuers & Stablecoin Businesses payment questions

Start with the workflows your business needs. Options on this page include Stablecoin Settlement & Liquidity Rails, Stablecoin On/Off Ramp for Issuers, Embedded Accounts for Stablecoin Platforms. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your stablecoin issuers & stablecoin businesses business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which stablecoin issuers & stablecoin businesses workflows need to improve so we can scope a practical setup.

Let’s set up payments for your stablecoin issuers & stablecoin businesse business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
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