Fiat Rails for Crypto Lending Platforms

Crypto-backed lenders disburse dollars and collect repayments while collateral sits on-chain. Roots helps licensed lenders set up disbursement, ACH repayment and stablecoin settlement rails. Yield products carry serious securities and GENIUS Act risk and need counsel review.
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Payment solutions for crypto lending & yield platforms

How these solutions fit crypto lending & yield platforms

See what each option adds to the way your business takes and tracks payments.

Payouts

For crypto lending & yield platforms: Distribute amounts owed to verified platform users and service providers, with payment references matched to asset types, wallet references and settlement records. Borrowers expect dollars as soon as their collateral is confirmed. Roots designs disbursement flows across ACH, wire and real-time rails. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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ACH Payments

For crypto lending & yield platforms: Offer bank-account payments for digital-asset purchases and permitted crypto services, with authorization and invoice matching built into the workflow. ACH autopay is the lowest-cost repayment rail for most borrowers. Roots sets up recurring repayments with proper authorization capture.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
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$18,549.00 · ref ACH-7731

Stablecoin Settlement

For crypto lending & yield platforms: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Some borrowers want loan proceeds in stablecoins. Our service partners support stablecoin settlement next to USD accounts. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Crypto Payments & Conversion

For crypto lending & yield platforms: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. When loan-to-value thresholds trip, collateral has to become dollars quickly. Roots helps you plan conversion capacity with our service partners’ liquidity partners. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Crypto Lending & Yield Platforms payment questions

Start with the workflows your business needs. Options on this page include Loan Disbursements for Crypto Lenders, ACH Loan Repayments for Crypto Lenders, Stablecoin Loan Settlement. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your crypto lending & yield platforms business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which crypto lending & yield platforms workflows need to improve so we can scope a practical setup.

Let’s set up payments for your crypto lending & yield platform business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a crypto business payments specialistExplore crypto & digital assets solutions