Banking Infrastructure for Crypto Wallets

Wallet platforms need user-level accounts, stored balances and funding flows that a bank can oversee. Through our service partners, Roots helps wallet companies add USD accounts, stablecoin wallets, ramps and wallet-linked card programs.
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Payment solutions for crypto wallet platforms

How these solutions fit crypto wallet platforms

See what each option adds to the way your business takes and tracks payments.

Embedded Payments

For crypto wallet platforms: Put checkout for digital-asset purchases and permitted crypto services inside your software, keeping payment events connected to customer and operating records. Our service partners list wallet platforms as a core customer: user-level structures, stored balances, funding flows and transaction visibility. Roots helps you scope and launch the program. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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Stablecoin Settlement

For crypto wallet platforms: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Issue stablecoin wallets to users and settle them against USD accounts. Our service partners list wallet issuance eligibility on its FinTech tier and stablecoin custody on all tiers. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Crypto Payments & Conversion

For crypto wallet platforms: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. An on/off ramp inside your wallet keeps users from bouncing to an exchange. Our service partners provide the ramp and USD settlement; Roots builds it into your app. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Payouts

For crypto wallet platforms: Distribute amounts owed to verified platform users and service providers, with payment references matched to asset types, wallet references and settlement records. Users judge a wallet by how easily money comes back out. Roots sets up withdrawals across ACH and, where supported, real-time rails and push-to-card. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Multi-Currency Payments

For crypto wallet platforms: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice. Global wallet users want local currency alongside dollars and stablecoins. Our service providers' multi-currency infrastructure supports local currencies. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Crypto Wallet Platforms payment questions

Start with the workflows your business needs. Options on this page include USD Accounts for Wallet Platforms, Stablecoin Wallet Infrastructure, In-App Crypto On/Off Ramp for Wallets. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your crypto wallet platforms business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which crypto wallet platforms workflows need to improve so we can scope a practical setup.

Let’s set up payments for your crypto wallet platform business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
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