Accept Crypto Payments, Settle in USD

Some customers, especially international buyers and crypto-native audiences, want to pay in stablecoins or crypto. Roots helps you add that option and convert it to dollars, without holding volatile assets or rebuilding your checkout.
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Payment solutions for merchants accepting crypto

How these solutions fit merchants accepting crypto

See what each option adds to the way your business takes and tracks payments.

Crypto Payments & Conversion

For merchants accepting crypto: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. Let customers pay in stablecoins or crypto while your business receives U.S. dollars. Conversion and settlement run through our service partners’ on/off-ramp and sponsor-bank infrastructure, so you avoid holding volatile assets on your balance sheet. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Stablecoin Settlement

For merchants accepting crypto: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Stablecoins are designed to hold a steady dollar value, which makes them the more practical crypto option for everyday sales. Roots helps you receive stablecoin payments and settle them to a U.S. dollar account through our service partners. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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E-commerce Payments

For merchants accepting crypto: Add online checkout for digital-asset purchases and permitted crypto services, with order references carried through payment and fulfillment. Most buyers still pay by card, so crypto works best as an added option, not a replacement. Roots sets up card acceptance and adds a stablecoin payment path where your customers ask for it.
  • Choose a checkout setup that fits your platform and risk category
  • Configure fraud rules and 3-D Secure
  • Build custom checkout or plugin work
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Multi-Currency Payments

For merchants accepting crypto: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice. For merchants with buyers overseas, stablecoins are one option and local-currency bank payments are another. Our service providers' multi-currency accounts let approved businesses receive and hold funds across supported currencies. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Custom Payment Integration

For merchants accepting crypto: Connect the payment flow for digital-asset purchases and permitted crypto services with your software and the operational records behind asset types, wallet references and settlement records. Receiving a stablecoin payment is only half the job. Roots builds the integration that matches on-chain payments and conversions to orders, invoices and your general ledger.
  • Scope the integration against partner documentation
  • Build and test in sandbox before production
  • Document the integration for your team
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Merchants Accepting Crypto payment questions

Start with the workflows your business needs. Options on this page include Crypto-to-USD Conversion for Merchants, Accept Stablecoin Payments (USDC & More), Online Payments with a Crypto Option. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your merchants accepting crypto business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which merchants accepting crypto workflows need to improve so we can scope a practical setup.

Let’s set up payments for your merchants accepting crypto business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
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