Low-cost U.S. funding, with return risk under control.

ACH is the cheapest way for U.S. clients to fund an account, and one of the riskiest when unauthorized returns can arrive after crypto has left. Roots sets up ACH with verification and hold rules designed for that risk.
Talk to a crypto business payments specialistAll crypto exchanges & otc desks solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
✓

Transfer initiated

$18,549.00 · ref ACH-7731

Payment solutions for crypto exchanges & otc desks

How each solution supports crypto exchanges & otc desks

See what each option adds to the way your business takes and tracks payments.

Crypto Payments & Conversion

For crypto exchanges & otc desks: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. Client deposits and withdrawals run on fiat rails, and those rails define your client experience. Our service partners connect approved exchanges and desks to on/off ramps, liquidity and USD settlement. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Stablecoin Settlement

For crypto exchanges & otc desks: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Stablecoin settlement lets desks close client trades outside wire hours, with USD accounts and custody behind the wallets. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Multi-Currency Payments

For crypto exchanges & otc desks: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice. Global exchanges lose clients when deposits turn into expensive international wires. Our service providers' multi-currency accounts and local bank coverage support funding in supported currencies. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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ACH Payments

For crypto exchanges & otc desks: Offer bank-account payments for digital-asset purchases and permitted crypto services, with authorization and invoice matching built into the workflow. ACH is the cheapest way for U.S. clients to fund an account, and one of the riskiest when unauthorized returns can arrive after crypto has left. Roots sets up ACH with verification and hold rules designed for that risk.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
✓

Transfer initiated

$18,549.00 · ref ACH-7731

Payouts

For crypto exchanges & otc desks: Distribute amounts owed to verified platform users and service providers, with payment references matched to asset types, wallet references and settlement records. Slow withdrawals cost exchanges trust. Roots designs withdrawal flows across ACH, wire and real-time rails where available. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Embedded Payments

For crypto exchanges & otc desks: Put checkout for digital-asset purchases and permitted crypto services inside your software, keeping payment events connected to customer and operating records. Sponsor banks want visibility into who your clients are and how funds move. Our service providers' bank-visible program structure is built for that review. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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ACH Payments questions

Questions crypto business teams ask about digital asset payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for crypto exchanges & otc desks and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a crypto business payments specialistAll crypto exchanges & otc desks solutions