Payments for Building Supply Dealers

Building-supply dealers sell to contractors on account, at the counter and on job-site deliveries, and many contractors pay on business cards. Roots cuts commercial-card costs with Level 2/3 data, moves check payers to ACH, and connects payments to your ERP. Square fits smaller counters.
Talk to a building supply dealer payments specialistPartner with Roots

Payment solutions for construction & building supply

How these solutions work for construction & building supply

See what each option adds to the way your business takes and tracks payments.

Level 2/3 Processing

For construction & building supply: Include purchase-order references and itemized invoice data for business-card purchases of building materials, equipment rentals and trade orders.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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ACH Payments

For construction & building supply: Offer bank-account payments for building materials, equipment rentals and trade orders, with authorization and invoice matching built into the workflow.
  • Write compliant authorization language for contractors and homeowners
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
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Transfer initiated

$6,700.00 · ref ACH-7731

Custom Payment Integration

For construction & building supply: Connect the payment flow for building materials, equipment rentals and trade orders with your software and the operational records behind job-site references, purchase orders and material invoices.
  • Map how payments should post in your system
  • Build, test and host the integration
  • Support and maintain it as systems change
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B2B Payments

For construction & building supply: Collect business invoices for building materials, equipment rentals and trade orders, with purchase-order references and account balances kept together.
  • Integrate with your ERP or accounting platform
  • Configure enhanced data for commercial cards
  • Set up reminder cadences and a portal branded for lumber yards and building supply dealers
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Credit Card Surcharging

For construction & building supply: Plan credit-card surcharge disclosures for building materials, equipment rentals and trade orders, keeping eligible card payments distinct at checkout.
  • Check your state's surcharge rules and complete card-network registration where required
  • Configure terminals, invoices and online checkout
  • Write the disclosure language for contractors and homeowners
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Square Invoices

For construction & building supply: Send itemized invoices for building materials, equipment rentals and trade orders and track deposits, due dates and outstanding balances.
  • Build invoice and estimate templates with your terms
  • Set deposit rules for special orders
  • Set up recurring invoices for business customers
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Merchant Account

For construction & building supply: Arrange a processing account for building materials, equipment rentals and trade orders, with checkout methods matched to how customers pay.
  • Review your last three statements and show the real effective rate
  • Quote pricing and terms in writing
  • Set up terminals or POS integration
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Text to Pay

For construction & building supply: Send a payment request for building materials, equipment rentals and trade orders by text so customers can pay against a specific order or invoice.
  • Write text templates and reminder schedules
  • Set up consent and opt-out handling
  • Connect payments to your billing system
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Mobile Payments

For construction & building supply: Collect payments for building materials, equipment rentals and trade orders away from a fixed counter, with transactions recorded against the sale or job.
  • Choose devices for your drivers, reps or volunteers
  • Set up user logins and permissions per device
  • Train field staff
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Square for Retail

For construction & building supply: Connect building materials, equipment rentals and trade orders to a retail catalog, stock tracking and customer purchase history.
  • Clean up and import your SKU catalog, variants and barcodes
  • Set up vendors, reorder points and purchase-order workflows
  • Configure house accounts and invoicing for repeat contractors and homeowners
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Recurring Billing

For construction & building supply: Schedule and manage payments for trade replenishment and equipment rental charges, including renewals and customer account balances.
  • Design payment plans (including 10-month or 12-month) for contractors and homeowners
  • Set retry, dunning and late-fee rules
  • Sync recurring payments to your accounting or management system
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Chargeback Management

For construction & building supply: Organize evidence for disputed building materials, equipment rentals and trade orders, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Square Virtual Terminal

For construction & building supply: Take authorized phone or remote payments for building materials, equipment rentals and trade orders from a browser-based terminal.
  • Write a phone-payment script and card-authorization process for office staff
  • Set up card-on-file and recurring schedules for contractors and homeowners
  • Configure user permissions so only authorized staff key in cards
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Unattended Payments

For construction & building supply: Build self-service checkout for building materials, equipment rentals and trade orders at kiosks, stations or access points that operate without a staffed counter.
  • Specify kiosk hardware and placement
  • Integrate with your account or giving system
  • Monitor devices and support them after launch
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Construction & Building Supply we set up and support

Construction & Building Supply payment questions

Start with the workflows your business needs. Options on this page include Level 3 Processing for Lumber Yards, B2B Invoice Payments for Lumber Yards, ACH Payments for Lumber Yards. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review invoices, registration payments, recurring collections and reconciliation, then plan the changes your construction & building supply business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which construction & building supply workflows need to improve so we can scope a practical setup.

Payments for construction & building supply, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a building supply dealer payments specialistPartner with Roots