Timeshare Resale Payment Processing

Upfront listing fees are the top dispute driver in resale. Roots works with brokers that are licensed and fee-transparent. Roots works with virtually any legal business, subject to underwriting.

How these solutions fit timeshare resale brokers

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For timeshare resale brokers: Present your model for vacation ownership charges and accommodation services to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places timeshare resale brokers with acquiring banks and processors that knowingly underwrite resale listings and closing services, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (real estate licenses, fee schedule, and closing records)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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ACH Payments

For timeshare resale brokers: Offer bank-account payments for vacation ownership charges and accommodation services, with authorization and invoice matching built into the workflow. Bank payments give timeshare resale brokers a lower-cost option for larger tickets and a backup if card processing is reviewed. ACH has its own risk rules, including return-rate limits under Nacha, so it is underwritten separately.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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Transfer initiated

$5,989.00 · ref ACH-7731

Chargeback Management

For timeshare resale brokers: Organize evidence for disputed vacation ownership charges and accommodation services, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Text to Pay

For timeshare resale brokers: Send a payment request for vacation ownership charges and accommodation services by text so customers can pay against a specific order or invoice. Keying card numbers from phone calls is costly and dispute-prone for timeshare resale brokers. Text-to-pay sends a secure link so the customer enters their own card, with 3-D Secure and a stored consent record.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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Timeshare Resale Brokers payment questions

Start with the workflows your business needs. Options on this page include Timeshare Resale Merchant Account, Timeshare Resale ACH & eCheck Payments, Timeshare Resale Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your timeshare resale brokers business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which timeshare resale brokers workflows need to improve so we can scope a practical setup.

Let’s set up payments for your timeshare resale broker business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.