SaaS Payment Processing

Some SaaS models (VPNs, cyberlockers, AI companions, antivirus) are treated as high risk. Roots places them where mainstream processors won't. Roots works with virtually any legal business, subject to underwriting.
Talk to a subscription brand payments specialistExplore subscription & continuity solutions

Payment solutions for saas & digital subscriptions

How these solutions fit saas & digital subscriptions

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For saas & digital subscriptions: Present your model for subscription orders and recurring product purchases to specialist processing partners, with product and fulfillment documentation prepared. Roots coordinates merchant accounts for SaaS and digital subscription businesses with processing partners that support software sales and recurring billing. We prepare your application, connect checkout and configure subscription reporting. Request a quote for your transaction mix.
  • Pre-underwriting review of your website, checkout, and documents (terms, pricing page, and usage data)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
Explore this solution

E-commerce Payments

For saas & digital subscriptions: Add online checkout for subscription orders and recurring product purchases, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
Explore this solution

Chargeback Management

For saas & digital subscriptions: Organize evidence for disputed subscription orders and recurring product purchases, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
Explore this solution

Recurring Billing

For saas & digital subscriptions: Schedule and manage payments for subscription renewals and recurring replenishment, including renewals and customer account balances. Recurring charges are a leading dispute source for SaaS and digital subscription companies when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
Explore this solution

Multi-Currency Payments

For saas & digital subscriptions: Collect subscription orders and recurring product purchases in the currencies your customers use and reconcile them against the original order or invoice. Cross-border buyers convert better when they see local prices. Roots sets up multi-currency acceptance for SaaS and digital subscription companies where the acquirer supports your category internationally, with the extra fraud controls cross-border traffic needs.
  • Review of where your products are legal to sell
  • Gateway and currency configuration
  • Cross-border pricing guidance
Explore this solution

Custom Payment Integration

For saas & digital subscriptions: Connect the payment flow for subscription orders and recurring product purchases with your software and the operational records behind renewal dates, cancellation requests and delivery records. SaaS and digital subscription companies often run custom platforms that off-the-shelf plugins don't cover. Roots builds and maintains the integration between your platform and your approved gateway, including webhooks, reconciliation, and dispute data.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance
Explore this solution

SaaS & Digital Subscriptions payment questions

Start with the workflows your business needs. Options on this page include SaaS Merchant Account, SaaS Payment Gateway, SaaS Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your saas & digital subscriptions business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which saas & digital subscriptions workflows need to improve so we can scope a practical setup.

Let’s set up payments for your saas & digital subscription business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a subscription brand payments specialistExplore subscription & continuity solutions