Business Opportunity Payment Processing

Biz-op sellers face some of the strictest reviews. Roots only reviews programs that deliver the Business Opportunity Rule disclosures. Roots works with virtually any legal business, subject to underwriting.
Talk to a direct sales company payments specialistExplore mlm & direct sales solutions

Payment solutions for affiliate & business-opportunity programs

How these solutions fit affiliate & business-opportunity programs

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For affiliate & business-opportunity programs: Present your model for direct-sales orders and distributor purchases to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places affiliate and business-opportunity sellers with acquiring banks and processors that knowingly underwrite business-in-a-box and affiliate programs, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (FTC Business Opportunity Rule disclosure document and earnings substantiation)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
Explore this solution

Chargeback Management

For affiliate & business-opportunity programs: Organize evidence for disputed direct-sales orders and distributor purchases, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
Explore this solution

Payouts

For affiliate & business-opportunity programs: Distribute amounts owed to distributors and direct-sales representatives, with payment references matched to sales attribution, commission allocations and order fulfillment. Affiliate and business-opportunity sellers often need to send money out as well as take it in. Roots sets up payouts to bank accounts and eligible debit cards with recipient verification. Roots Payments is not a bank or money transmitter.
  • Payout flow design and partner onboarding
  • Integration with your platform or back office
  • Recipient support scripts
Explore this solution

E-commerce Payments

For affiliate & business-opportunity programs: Add online checkout for direct-sales orders and distributor purchases, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
Explore this solution

Affiliate & Business-Opportunity Programs payment questions

Start with the workflows your business needs. Options on this page include Business Opportunity Merchant Account, Business Opportunity Chargeback Management, Business Opportunity Payouts. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your affiliate & business-opportunity programs business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which affiliate & business-opportunity programs workflows need to improve so we can scope a practical setup.

Let’s set up payments for your affiliate & business-opportunity program business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a direct sales company payments specialistExplore mlm & direct sales solutions