Pay out winners, affiliates, and partners from one place

Network marketing companies often need to send money out as well as take it in. Roots sets up payouts to bank accounts and eligible debit cards with recipient verification. Roots Payments is not a bank or money transmitter.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for network marketing companies

How each solution supports network marketing companies

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For network marketing companies: Present your model for direct-sales orders and distributor purchases to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places network marketing companies with acquiring banks and processors that knowingly underwrite distributor and customer sales with commission plans, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (compensation plan, income disclosure statement, refund and buyback policy)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For network marketing companies: Add online checkout for direct-sales orders and distributor purchases, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Chargeback Management

For network marketing companies: Organize evidence for disputed direct-sales orders and distributor purchases, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Recurring Billing

For network marketing companies: Schedule and manage payments for repeat product orders and distributor subscriptions, including renewals and customer account balances. Recurring charges are a leading dispute source for network marketing companies when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Payouts

For network marketing companies: Distribute amounts owed to distributors and direct-sales representatives, with payment references matched to sales attribution, commission allocations and order fulfillment. Network marketing companies often need to send money out as well as take it in. Roots sets up payouts to bank accounts and eligible debit cards with recipient verification. Roots Payments is not a bank or money transmitter.
  • Payout flow design and partner onboarding
  • Integration with your platform or back office
  • Recipient support scripts

Multi-Currency Payments

For network marketing companies: Collect direct-sales orders and distributor purchases in the currencies your customers use and reconcile them against the original order or invoice. Cross-border buyers convert better when they see local prices. Roots sets up multi-currency acceptance for network marketing companies where the acquirer supports your category internationally, with the extra fraud controls cross-border traffic needs.
  • Review of where your products are legal to sell
  • Gateway and currency configuration
  • Cross-border pricing guidance
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Custom Payment Integration

For network marketing companies: Connect the payment flow for direct-sales orders and distributor purchases with your software and the operational records behind sales attribution, commission allocations and order fulfillment. Network marketing companies often run custom platforms that off-the-shelf plugins don't cover. Roots builds and maintains the integration between your platform and your approved gateway, including webhooks, reconciliation, and dispute data.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance
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Payouts questions

Questions direct sales company merchants ask about approval.
Roots helps plan batch files or an API workflow that sends approved recipient payments to a payout partner.
We connect each payment to a recipient, earning period or job reference and plan status updates for completed, returned or failed payments.
Bring your recipient list, approval workflow, payment references and payout schedule. Roots uses these details to plan the workflow for network marketing companies and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a direct sales company payments specialistAll network marketing companies solutions