Square Invoices for owner-operators

Square Invoices lets trucking companies and owner-operators send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Owner-operators invoice direct shippers with card and ACH. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
Talk to a freight company payments specialistAll trucking companies & owner-operators solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for trucking companies & owner-operators

How each solution supports trucking companies & owner-operators

See what each option adds to the way your business takes and tracks payments.

B2B Payments

For trucking companies & owner-operators: Collect business invoices for freight invoices, shipping charges and transport services, with purchase-order references and account balances kept together. B2B buyers pay trucking companies and owner-operators on terms, by card, ACH or check. A payment portal tied to your invoices shortens days-sales-outstanding. Send pay-by-link invoices with card and ACH, and payments post to your TMS. Roots connects invoice payments to your ERP or accounting so every payment posts to the right invoice.
  • Integrate with your ERP or accounting platform
  • Configure enhanced data for commercial cards
  • Set up reminder cadences and a portal branded for trucking companies and owner-operators
Explore this solution

ACH Payments

For trucking companies & owner-operators: Offer bank-account payments for freight invoices, shipping charges and transport services, with authorization and invoice matching built into the workflow. ACH lets trucking companies and owner-operators collect freight invoices, detention and accessorials directly from a payer's bank account, usually at a lower cost than cards on larger payments. Same-day ACH on delivered loads. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for shippers and brokers
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
Explore this solution
✓

Transfer initiated

$2,395.00 · ref ACH-7731

Level 2/3 Processing

For trucking companies & owner-operators: Include purchase-order references and itemized invoice data for business-card purchases of freight invoices, shipping charges and transport services. When business customers pay trucking companies and owner-operators with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Lower interchange on eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
Explore this solution

Square Invoices

For trucking companies & owner-operators: Send itemized invoices for freight invoices, shipping charges and transport services and track deposits, due dates and outstanding balances. Square Invoices lets trucking companies and owner-operators send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Owner-operators invoice direct shippers with card and ACH. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
  • Design invoice templates and custom fields (terms, policies, account numbers) for trucking companies and owner-operators
  • Set up recurring schedules and card-on-file or bank-on-file autopay for shippers and brokers
  • Configure reminders and late-payment workflows

Mobile Payments

For trucking companies & owner-operators: Collect payments for freight invoices, shipping charges and transport services away from a fixed counter, with transactions recorded against the sale or job. Mobile payments let trucking companies and owner-operators take cards on a phone, tablet or handheld terminal wherever the work happens. Drivers collect COD with a handheld or phone. Roots provisions devices on your merchant account and supports them nationwide.
  • Choose devices for your drivers, reps or volunteers
  • Set up user logins and permissions per device
  • Train field staff
Explore this solution

Credit Card Surcharging

For trucking companies & owner-operators: Plan credit-card surcharge disclosures for freight invoices, shipping charges and transport services, keeping eligible card payments distinct at checkout. A surcharge program lets trucking companies and owner-operators add a disclosed fee to credit card payments to offset processing costs, while debit and bank payments remain free of the customer surcharge. A capped, disclosed credit surcharge. Roots configures card-type detection, disclosures and receipts, and checks your state's rules first.
  • Check your state's surcharge rules and complete card-network registration where required
  • Configure terminals, invoices and online checkout
  • Write the disclosure language for shippers and brokers
Explore this solution

Square Invoices questions

Questions freight company finance teams ask about B2B payments.
Square Invoices lets customers receive and pay invoices. Roots helps configure invoice templates, payment collection and reconciliation.
We review deposits, payment schedules and customer reminders, then configure the invoice workflow around how you bill.
Bring your invoice templates, deposit rules and payment schedule. Roots uses these details to plan the workflow for trucking companies & owner-operators and prepare a clear setup scope.
See Square’s official pages for current software, hardware and processing prices. Request a quote for your Roots setup or custom project. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a freight company payments specialistAll trucking companies & owner-operators solutions