Get freight invoices paid faster

B2B buyers pay trucking companies and owner-operators on terms, by card, ACH or check. A payment portal tied to your invoices shortens days-sales-outstanding. Send pay-by-link invoices with card and ACH, and payments post to your TMS. Roots connects invoice payments to your ERP or accounting so every payment posts to the right invoice.
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Payment solutions for trucking companies & owner-operators

How each solution supports trucking companies & owner-operators

See what each option adds to the way your business takes and tracks payments.

B2B Payments

For trucking companies & owner-operators: Collect business invoices for freight invoices, shipping charges and transport services, with purchase-order references and account balances kept together. B2B buyers pay trucking companies and owner-operators on terms, by card, ACH or check. A payment portal tied to your invoices shortens days-sales-outstanding. Send pay-by-link invoices with card and ACH, and payments post to your TMS. Roots connects invoice payments to your ERP or accounting so every payment posts to the right invoice.
  • Integrate with your ERP or accounting platform
  • Configure enhanced data for commercial cards
  • Set up reminder cadences and a portal branded for trucking companies and owner-operators

ACH Payments

For trucking companies & owner-operators: Offer bank-account payments for freight invoices, shipping charges and transport services, with authorization and invoice matching built into the workflow. ACH lets trucking companies and owner-operators collect freight invoices, detention and accessorials directly from a payer's bank account, usually at a lower cost than cards on larger payments. Same-day ACH on delivered loads. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for shippers and brokers
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
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Transfer initiated

$2,395.00 · ref ACH-7731

Level 2/3 Processing

For trucking companies & owner-operators: Include purchase-order references and itemized invoice data for business-card purchases of freight invoices, shipping charges and transport services. When business customers pay trucking companies and owner-operators with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Lower interchange on eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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Square Invoices

For trucking companies & owner-operators: Send itemized invoices for freight invoices, shipping charges and transport services and track deposits, due dates and outstanding balances. Square Invoices lets trucking companies and owner-operators send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Owner-operators invoice direct shippers with card and ACH. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
  • Design invoice templates and custom fields (terms, policies, account numbers) for trucking companies and owner-operators
  • Set up recurring schedules and card-on-file or bank-on-file autopay for shippers and brokers
  • Configure reminders and late-payment workflows
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Mobile Payments

For trucking companies & owner-operators: Collect payments for freight invoices, shipping charges and transport services away from a fixed counter, with transactions recorded against the sale or job. Mobile payments let trucking companies and owner-operators take cards on a phone, tablet or handheld terminal wherever the work happens. Drivers collect COD with a handheld or phone. Roots provisions devices on your merchant account and supports them nationwide.
  • Choose devices for your drivers, reps or volunteers
  • Set up user logins and permissions per device
  • Train field staff
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Credit Card Surcharging

For trucking companies & owner-operators: Plan credit-card surcharge disclosures for freight invoices, shipping charges and transport services, keeping eligible card payments distinct at checkout. A surcharge program lets trucking companies and owner-operators add a disclosed fee to credit card payments to offset processing costs, while debit and bank payments remain free of the customer surcharge. A capped, disclosed credit surcharge. Roots configures card-type detection, disclosures and receipts, and checks your state's rules first.
  • Check your state's surcharge rules and complete card-network registration where required
  • Configure terminals, invoices and online checkout
  • Write the disclosure language for shippers and brokers
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B2B Payments questions

Questions freight company finance teams ask about B2B payments.
We review invoices, payment methods and reconciliation so customers have a clear way to pay and your team can match each payment to an invoice.
We can plan card and ACH collection through a processing partner, including how customers authorize payments and how your accounting records are updated.
Bring your invoice formats, average payment amount and accounting exports. Roots uses these details to plan the workflow for trucking companies & owner-operators and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a freight company payments specialistAll trucking companies & owner-operators solutions