Seller balances inside your platform.

Named or virtual seller accounts let sellers hold and move balances inside your platform, backed by sponsor-bank partners. Provided through our licensed banking and money-transmission partners.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for cross-border marketplaces & platforms

How each solution supports cross-border marketplaces & platforms

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For cross-border marketplaces & platforms: Collect customer payments for international transfers and cross-border service charges and allocate proceeds to overseas suppliers and verified recipients within the marketplace workflow. Roots structures marketplace funds flows so buyers pay once and sellers are paid their share, without the platform holding funds it isn't licensed to hold. Provided through our licensed banking and money-transmission partners.
  • Structure funds flow so the platform isn't unintentionally holding customer money
  • Coordinate partner onboarding and underwriting
  • Build seller onboarding and payout integrations
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Multi-Currency Payments

For cross-border marketplaces & platforms: Collect international transfers and cross-border service charges in the currencies your customers use and reconcile them against the original order or invoice. Sellers stay loyal to platforms that pay them quickly in their own currency. Our service providers' multi-currency rails support local currencies. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Stablecoin Settlement

For cross-border marketplaces & platforms: Explore stablecoin settlement for amounts owed to overseas suppliers and verified recipients, with recipient and invoice references retained. In markets where local bank payouts are slow or expensive, stablecoin payouts give sellers another option. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Embedded Payments

For cross-border marketplaces & platforms: Put checkout for international transfers and cross-border service charges inside your software, keeping payment events connected to customer and operating records. Named or virtual seller accounts let sellers hold and move balances inside your platform, backed by sponsor-bank partners. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows

Payouts

For cross-border marketplaces & platforms: Distribute amounts owed to overseas suppliers and verified recipients, with payment references matched to recipient countries, invoice currencies and transfer references. Trigger seller payouts from your platform events across bank, card and stablecoin rails. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Embedded Payments questions

Questions cross-border payments company teams ask about digital asset payments.
It lets customers accept or make payments inside your product. Roots helps design onboarding, checkout and reporting around the platform workflow.
The payment partner handles merchant approval and processing. Roots coordinates the introduction and implementation so the experience fits your product.
Bring your platform workflow, merchant types and payment volume. Roots uses these details to plan the workflow for cross-border marketplaces & platforms and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.