Cross-Border Payments & Remittance Rails

Moving money across borders still means slow wires, FX markups and vendor sprawl. Roots connects remitters, trading businesses, marketplaces and contractor programs to multi-currency accounts, SWIFT, local rails and stablecoin corridors, provided through service partners coordinated by Roots and our licensed banking and money-transmission partners.
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Payment solutions for cross-border payments & remittance

How these solutions work for cross-border payments & remittance

See what each option adds to the way your business takes and tracks payments.

Multi-Currency Payments

For cross-border payments & remittance: Collect international transfers and cross-border service charges in the currencies your customers use and reconcile them against the original order or invoice.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Stablecoin Settlement

For cross-border payments & remittance: Explore stablecoin settlement for amounts owed to overseas suppliers and verified recipients, with recipient and invoice references retained.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Payouts

For cross-border payments & remittance: Distribute amounts owed to overseas suppliers and verified recipients, with payment references matched to recipient countries, invoice currencies and transfer references.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Embedded Payments

For cross-border payments & remittance: Put checkout for international transfers and cross-border service charges inside your software, keeping payment events connected to customer and operating records.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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ACH Payments

For cross-border payments & remittance: Offer bank-account payments for international transfers and cross-border service charges, with authorization and invoice matching built into the workflow.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
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Transfer initiated

$19,806.00 · ref ACH-7731

Crypto Payments & Conversion

For cross-border payments & remittance: Plan a digital-asset payment option for international transfers and cross-border service charges, with conversion and reconciliation mapped to the sale.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Custom Payment Integration

For cross-border payments & remittance: Connect the payment flow for international transfers and cross-border service charges with your software and the operational records behind recipient countries, invoice currencies and transfer references.
  • Scope the integration against partner documentation
  • Build and test in sandbox before production
  • Document the integration for your team
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Gig Worker Payouts

For cross-border payments & remittance: Pay overseas suppliers and verified recipients from approved jobs or service records, with earnings and transfer status tracked together.
  • Design the payout experience for your contractors
  • Coordinate partner onboarding
  • Integrate payouts with your scheduling or work platform
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Instant Payouts

For cross-border payments & remittance: Plan faster disbursements to overseas suppliers and verified recipients, matching each transfer to approved earnings or completed work.
  • Figure out which of your recipients can actually receive real-time payments
  • Set funding and limit rules so instant payouts don't outrun your balances
  • Build the event-to-payout integration in your platform
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Marketplace Payments

For cross-border payments & remittance: Collect customer payments for international transfers and cross-border service charges and allocate proceeds to overseas suppliers and verified recipients within the marketplace workflow.
  • Structure funds flow so the platform isn't unintentionally holding customer money
  • Coordinate partner onboarding and underwriting
  • Build seller onboarding and payout integrations
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Cross-Border Payments & Remittance we set up and support

Cross-Border Payments & Remittance payment questions

Start with the workflows your business needs. Options on this page include Multi-Currency Payout Rails for MSBs, Stablecoin Corridors for Remittance, Bank Sponsorship & Accounts for MSBs. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your cross-border payments & remittance business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cross-border payments & remittance workflows need to improve so we can scope a practical setup.

Payments for cross-border payments & remittance, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a cross-border payments company payments specialistPartner with Roots