Cross-Border Marketplace Payments

Global marketplaces collect in one currency and pay sellers in many. Roots structures funds flows, seller onboarding and multi-currency payouts through our licensed banking and money-transmission partners .
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Payment solutions for cross-border marketplaces & platforms

How these solutions fit cross-border marketplaces & platforms

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For cross-border marketplaces & platforms: Collect customer payments for international transfers and cross-border service charges and allocate proceeds to overseas suppliers and verified recipients within the marketplace workflow. Roots structures marketplace funds flows so buyers pay once and sellers are paid their share, without the platform holding funds it isn't licensed to hold. Provided through our licensed banking and money-transmission partners.
  • Structure funds flow so the platform isn't unintentionally holding customer money
  • Coordinate partner onboarding and underwriting
  • Build seller onboarding and payout integrations
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Multi-Currency Payments

For cross-border marketplaces & platforms: Collect international transfers and cross-border service charges in the currencies your customers use and reconcile them against the original order or invoice. Sellers stay loyal to platforms that pay them quickly in their own currency. Our service providers' multi-currency rails support local currencies. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Stablecoin Settlement

For cross-border marketplaces & platforms: Explore stablecoin settlement for amounts owed to overseas suppliers and verified recipients, with recipient and invoice references retained. In markets where local bank payouts are slow or expensive, stablecoin payouts give sellers another option. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger
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Embedded Payments

For cross-border marketplaces & platforms: Put checkout for international transfers and cross-border service charges inside your software, keeping payment events connected to customer and operating records. Named or virtual seller accounts let sellers hold and move balances inside your platform, backed by sponsor-bank partners. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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Payouts

For cross-border marketplaces & platforms: Distribute amounts owed to overseas suppliers and verified recipients, with payment references matched to recipient countries, invoice currencies and transfer references. Trigger seller payouts from your platform events across bank, card and stablecoin rails. Provided through our licensed banking and money-transmission partners.
  • Design your payout flow: funding, approvals, timing and recipient experience
  • Handle the partner application and underwriting package
  • Build the integration between your platform and the payout API
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Cross-Border Marketplaces & Platforms payment questions

Start with the workflows your business needs. Options on this page include Marketplace Split Payments, Multi-Currency Seller Payouts, Stablecoin Seller Payouts. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payment collection, settlement preferences and reconciliation, then plan the changes your cross-border marketplaces & platforms business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cross-border marketplaces & platforms workflows need to improve so we can scope a practical setup.

Let’s set up payments for your cross-border marketplaces & platform business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
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