ACH for trade accounts

ACH lets plumbing, electrical and HVAC supply houses collect counter sales, will-call and trade accounts directly from a payer's bank account, usually at a lower cost than cards on larger payments. Move check payers to ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
Talk to a building supply dealer payments specialistAll plumbing, electrical & hvac supply houses solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
✓

Transfer initiated

$6,700.00 · ref ACH-7731

Payment solutions for plumbing, electrical & hvac supply houses

How each solution supports plumbing, electrical & hvac supply houses

See what each option adds to the way your business takes and tracks payments.

Level 2/3 Processing

For plumbing, electrical & hvac supply houses: Include purchase-order references and itemized invoice data for business-card purchases of building materials, equipment rentals and trade orders. When business customers pay plumbing, electrical and HVAC supply houses with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Lower interchange on eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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B2B Payments

For plumbing, electrical & hvac supply houses: Collect business invoices for building materials, equipment rentals and trade orders, with purchase-order references and account balances kept together. B2B buyers pay plumbing, electrical and HVAC supply houses on terms, by card, ACH or check. A payment portal tied to your invoices shortens days-sales-outstanding. Contractors pay online by card or ACH. Roots connects invoice payments to your ERP or accounting so every payment posts to the right invoice.
  • Integrate with your ERP or accounting platform
  • Configure enhanced data for commercial cards
  • Set up reminder cadences and a portal branded for plumbing, electrical and HVAC supply houses
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ACH Payments

For plumbing, electrical & hvac supply houses: Offer bank-account payments for building materials, equipment rentals and trade orders, with authorization and invoice matching built into the workflow. ACH lets plumbing, electrical and HVAC supply houses collect counter sales, will-call and trade accounts directly from a payer's bank account, usually at a lower cost than cards on larger payments. Move check payers to ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for trade contractors
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
✓

Transfer initiated

$6,700.00 · ref ACH-7731

Text to Pay

For plumbing, electrical & hvac supply houses: Send a payment request for building materials, equipment rentals and trade orders by text so customers can pay against a specific order or invoice. Text-to-pay sends a secure payment link by SMS, so trade contractors can pay plumbing, electrical and HVAC supply houses in a few taps without logging in. Text a pay link so orders are paid before pickup. Roots sets up message templates, consent capture and reconciliation.
  • Write text templates and reminder schedules
  • Set up consent and opt-out handling
  • Connect payments to your billing system
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Custom Payment Integration

For plumbing, electrical & hvac supply houses: Connect the payment flow for building materials, equipment rentals and trade orders with your software and the operational records behind job-site references, purchase orders and material invoices. Payments are only half the job. Plumbing, Electrical & HVAC Supply also need each payment posted to the right account, invoice or record automatically. Payments post to your ERP. Roots scopes, builds and supports the integration.
  • Map how payments should post in your system
  • Build, test and host the integration
  • Support and maintain it as systems change
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ACH Payments questions

Questions building supply dealer finance teams ask about B2B payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for plumbing, electrical & hvac supply houses and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a building supply dealer payments specialistAll plumbing, electrical & hvac supply houses solutions