Payment Processing for Supply Houses

Supply houses sell to licensed trades at the counter and on account, and their contractors increasingly pay on business cards.
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Payment solutions for plumbing, electrical & hvac supply houses

How these solutions fit plumbing, electrical & hvac supply houses

See what each option adds to the way your business takes and tracks payments.

Level 2/3 Processing

For plumbing, electrical & hvac supply houses: Include purchase-order references and itemized invoice data for business-card purchases of building materials, equipment rentals and trade orders. When business customers pay plumbing, electrical and HVAC supply houses with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Lower interchange on eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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B2B Payments

For plumbing, electrical & hvac supply houses: Collect business invoices for building materials, equipment rentals and trade orders, with purchase-order references and account balances kept together. B2B buyers pay plumbing, electrical and HVAC supply houses on terms, by card, ACH or check. A payment portal tied to your invoices shortens days-sales-outstanding. Contractors pay online by card or ACH. Roots connects invoice payments to your ERP or accounting so every payment posts to the right invoice.
  • Integrate with your ERP or accounting platform
  • Configure enhanced data for commercial cards
  • Set up reminder cadences and a portal branded for plumbing, electrical and HVAC supply houses
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ACH Payments

For plumbing, electrical & hvac supply houses: Offer bank-account payments for building materials, equipment rentals and trade orders, with authorization and invoice matching built into the workflow. ACH lets plumbing, electrical and HVAC supply houses collect counter sales, will-call and trade accounts directly from a payer's bank account, usually at a lower cost than cards on larger payments. Move check payers to ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for trade contractors
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
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Transfer initiated

$6,700.00 · ref ACH-7731

Text to Pay

For plumbing, electrical & hvac supply houses: Send a payment request for building materials, equipment rentals and trade orders by text so customers can pay against a specific order or invoice. Text-to-pay sends a secure payment link by SMS, so trade contractors can pay plumbing, electrical and HVAC supply houses in a few taps without logging in. Text a pay link so orders are paid before pickup. Roots sets up message templates, consent capture and reconciliation.
  • Write text templates and reminder schedules
  • Set up consent and opt-out handling
  • Connect payments to your billing system
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Custom Payment Integration

For plumbing, electrical & hvac supply houses: Connect the payment flow for building materials, equipment rentals and trade orders with your software and the operational records behind job-site references, purchase orders and material invoices. Payments are only half the job. Plumbing, Electrical & HVAC Supply also need each payment posted to the right account, invoice or record automatically. Payments post to your ERP. Roots scopes, builds and supports the integration.
  • Map how payments should post in your system
  • Build, test and host the integration
  • Support and maintain it as systems change
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Plumbing, Electrical & HVAC Supply Houses payment questions

Start with the workflows your business needs. Options on this page include Level 3 Processing for HVAC Supply, B2B Invoice Payments for HVAC Supply, ACH Payments for HVAC Supply. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review invoices, registration payments, recurring collections and reconciliation, then plan the changes your plumbing, electrical & hvac supply houses business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which plumbing, electrical & hvac supply houses workflows need to improve so we can scope a practical setup.

Let’s set up payments for your plumbing, electrical & hvac supply house business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a building supply dealer payments specialistExplore construction & building supply solutions