Become a Partner

Review my payment setup

Home / Resources / Settlement

Settlement

1 article about settlement.

Square POS Hardware Onboarding Merchant Discovery Payment Fundamentals Pricing Residuals Underwriting High-risk Chargebacks Fraud Gateways Integrations APIs Testing Ecommerce Settlement Agent Programs Merchant Services Unit Economics Payment Terminology

Authorization, Capture and Settlement: What Each Means for a Merchant

Authorization, capture, clearing, settlement and payout explained for merchants. Learn which records confirm each stage and how to trace a missing bank deposit.

Payments infrastructure designed around how a business operates. Square is one of the products we set up. Serving merchants nationwide.

[email protected](800) 573-6262

Merchants

For Merchants
Payment Solutions
Square Services
High-Risk Payments

Agents

For Agents
Square Resellers
Sell Merchant Accounts
High-Risk Agents
Payment Infrastructure

Solutions

Payment Gateway
Cash Discount
Roots POS
High-Risk Payments
Crypto Payments
Payouts

See all solutions (61) →

Resources

POS comparisons
Payment fundamentals
Rates & fees
Square guides
Gateways & checkout
POS & payment tools
Fraud & security
High-risk processing
Agent & ISO education
Developer integrations

Roots Payments is operated by Tampa Roots LLC. Roots initiates and coordinates payment solutions through service providers that handle processing, underwriting and settlement. Roots is not a bank or money transmitter. All trademarks are the property of their respective owners.

© 2026 Roots Payments. All rights reserved.

Merchant sign in Partner portal Industries Contact Us Legal & Disclosures Privacy Policy Website Terms