ACH at checkout

ACH lets B2B eCommerce and online wholesale sellers collect online wholesale orders and reorders directly from a payer's bank account, usually at a lower cost than cards on larger payments. Offer ACH for large orders. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
Talk to a distributor payments specialistAll b2b ecommerce & online wholesale solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
✓

Transfer initiated

$5,395.00 · ref ACH-7731

Payment solutions for b2b ecommerce & online wholesale

How each solution supports b2b ecommerce & online wholesale

See what each option adds to the way your business takes and tracks payments.

E-commerce Payments

For b2b ecommerce & online wholesale: Add online checkout for wholesale orders, trade invoices and delivery charges, with order references carried through payment and fulfillment. Online payment processing lets B2B eCommerce and online wholesale sellers collect online wholesale orders and reorders through a website, portal or shopping cart, with cards, digital wallets and bank transfer. Buyers reorder with saved cards or bank accounts. Roots supports the checkout after launch.
  • Pick the right checkout for your platform
  • Configure fraud rules for your ticket sizes
  • Test end to end before launch
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Level 2/3 Processing

For b2b ecommerce & online wholesale: Include purchase-order references and itemized invoice data for business-card purchases of wholesale orders, trade invoices and delivery charges. When business customers pay B2B eCommerce and online wholesale sellers with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Pass line items from your cart to qualify eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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ACH Payments

For b2b ecommerce & online wholesale: Offer bank-account payments for wholesale orders, trade invoices and delivery charges, with authorization and invoice matching built into the workflow. ACH lets B2B eCommerce and online wholesale sellers collect online wholesale orders and reorders directly from a payer's bank account, usually at a lower cost than cards on larger payments. Offer ACH for large orders. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for business buyers
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
✓

Transfer initiated

$5,395.00 · ref ACH-7731

Multi-Currency Payments

For b2b ecommerce & online wholesale: Collect wholesale orders, trade invoices and delivery charges in the currencies your customers use and reconcile them against the original order or invoice. International payers are more likely to complete checkout when they see prices in their own currency, and B2B eCommerce and online wholesale sellers can still settle in U.S. Dollars. Price in buyers' currencies. Roots sets up multi-currency pricing and settlement on your account.
  • Identify which currencies your payers use
  • Configure pricing and settlement
  • Explain FX costs clearly
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Square Online (websites)

For b2b ecommerce & online wholesale: Give customers an online storefront for wholesale orders, trade invoices and delivery charges, with ordering and fulfillment choices suited to your business. Square Online lets B2B eCommerce and online wholesale sellers build a free online store that syncs with the Square item library, so online and in-person sales share one catalog. Smaller brands can add wholesale ordering to a Square Online site. Roots designs the site structure, loads products and fulfillment options, and connects it to your POS and accounting.
  • Plan the site structure and product pages for B2B eCommerce and online wholesale sellers
  • Load products, subscriptions or donation items and set fulfillment rules
  • Connect a custom domain, taxes and receipts
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Square Invoices

For b2b ecommerce & online wholesale: Send itemized invoices for wholesale orders, trade invoices and delivery charges and track deposits, due dates and outstanding balances. Square Invoices lets B2B eCommerce and online wholesale sellers send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Send invoices for purchase orders with deposits and ACH. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
  • Design invoice templates and custom fields (terms, policies, account numbers) for B2B eCommerce and online wholesale sellers
  • Set up recurring schedules and card-on-file or bank-on-file autopay for business buyers
  • Configure reminders and late-payment workflows
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ACH Payments questions

Questions distributor finance teams ask about B2B payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for b2b ecommerce & online wholesale and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a distributor payments specialistAll b2b ecommerce & online wholesale solutions