Repossession Agencies Payments

Repo agencies bill lenders for recoveries and collect storage and personal-property release fees from owners. Square's Payment Terms exclude collection agencies engaged in collecting debt; recovery agencies that don't collect debts may still face scrutiny, so Roots reviews the model first.
✓

Transfer initiated

$350.00 · ref ACH-7731

Payment solutions for repossession agencies

How these solutions fit repossession agencies

See what each option adds to the way your business takes and tracks payments.

ACH Payments

For repossession agencies: Offer bank-account payments for towing calls, roadside services and storage charges, with authorization and invoice matching built into the workflow. Get lender and forwarder payments by ACH. ACH moves money straight from the customer's bank account, which usually costs far less than a card on a large invoice.
  • Set up ACH on invoices and payment pages
  • Write authorization language
  • Explain return and settlement timing
Explore this solution
✓

Transfer initiated

$350.00 · ref ACH-7731

Merchant Account

For repossession agencies: Arrange a processing account for towing calls, roadside services and storage charges, with checkout methods matched to how customers pay. Take owner fees on a merchant account whose underwriting understands recovery work. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live
Explore this solution

Chargeback Management

For repossession agencies: Organize evidence for disputed towing calls, roadside services and storage charges, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
Explore this solution

Payouts

For repossession agencies: Distribute amounts owed to independent tow operators and roadside technicians, with payment references matched to dispatch references, tow invoices and storage balances. Pay subcontracted recovery agents by bank transfer. Roots Payouts sends bank payments to subcontractors, crews and vendors. Provided through our licensed banking and money-transmission partners. Roots Payments is not a bank or money transmitter.
  • Set up payee onboarding
  • Connect payouts to job completion or approvals
  • Reconciliation reporting
Explore this solution

Repossession Agencies payment questions

Start with the workflows your business needs. Options on this page include ACH Payments for Repossession Agencies, Repossession Agencies Merchant Accounts, Chargeback Help for Repossession Agencies. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review job estimates, deposits, field payments and final invoices, then plan the changes your repossession agencies business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which repossession agencies workflows need to improve so we can scope a practical setup.

Let’s set up payments for your repossession agencie business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.