ACH for large jobs

ACH lets machine shops and metal fabricators collect job-shop orders, deposits and parts directly from a payer's bank account, usually at a lower cost than cards on larger payments. Large jobs paid by ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
Talk to a manufacturer payments specialistAll machine shops & metal fabrication solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
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Transfer initiated

$18,710.00 · ref ACH-7731

Payment solutions for machine shops & metal fabrication

How each solution supports machine shops & metal fabrication

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For machine shops & metal fabrication: Send itemized invoices for production orders, project deposits and trade invoices and track deposits, due dates and outstanding balances. Square Invoices lets machine shops and metal fabricators send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Estimates convert to invoices, with a deposit request and milestones. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
  • Design invoice templates and custom fields (terms, policies, account numbers) for machine shops and metal fabricators
  • Set up recurring schedules and card-on-file or bank-on-file autopay for OEMs and contractors
  • Configure reminders and late-payment workflows
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Level 2/3 Processing

For machine shops & metal fabrication: Include purchase-order references and itemized invoice data for business-card purchases of production orders, project deposits and trade invoices. When business customers pay machine shops and metal fabricators with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Lower interchange on eligible commercial cards. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors
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ACH Payments

For machine shops & metal fabrication: Offer bank-account payments for production orders, project deposits and trade invoices, with authorization and invoice matching built into the workflow. ACH lets machine shops and metal fabricators collect job-shop orders, deposits and parts directly from a payer's bank account, usually at a lower cost than cards on larger payments. Large jobs paid by ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for OEMs and contractors
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
✓

Transfer initiated

$18,710.00 · ref ACH-7731

Credit Card Surcharging

For machine shops & metal fabrication: Plan credit-card surcharge disclosures for production orders, project deposits and trade invoices, keeping eligible card payments distinct at checkout. A surcharge program lets machine shops and metal fabricators add a disclosed fee to credit card payments to offset processing costs, while debit and bank payments remain free of the customer surcharge. A capped, disclosed credit surcharge. Roots configures card-type detection, disclosures and receipts, and checks your state's rules first.
  • Check your state's surcharge rules and complete card-network registration where required
  • Configure terminals, invoices and online checkout
  • Write the disclosure language for OEMs and contractors
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Custom Payment Integration

For machine shops & metal fabrication: Connect the payment flow for production orders, project deposits and trade invoices with your software and the operational records behind purchase orders, job lots and milestone invoices. Payments are only half the job. Machine Shops & Fabricators also need each payment posted to the right account, invoice or record automatically. Payments post to your shop system. Roots scopes, builds and supports the integration.
  • Map how payments should post in your system
  • Build, test and host the integration
  • Support and maintain it as systems change
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ACH Payments questions

Questions manufacturer finance teams ask about B2B payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for machine shops & metal fabrication and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a manufacturer payments specialistAll machine shops & metal fabrication solutions