Low-cost bank payments in both directions.

Low-fee ACH giving. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
Talk to a crowdfunding platform payments specialistAll peer-to-peer fundraising solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
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Transfer initiated

$12,630.00 · ref ACH-7731

Payment solutions for peer-to-peer fundraising

How each solution supports peer-to-peer fundraising

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For peer-to-peer fundraising: Collect customer payments for campaign contributions and fundraising pledges and allocate proceeds to campaign organizers and project beneficiaries within the marketplace workflow. Donations route to the verified nonprofit. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Recurring Billing

For peer-to-peer fundraising: Schedule and manage payments for recurring contributions and supporter memberships, including renewals and customer account balances. Monthly giving for supporters. Roots sets up recurring card and ACH billing, with failed-payment retries and revenue passed through to the nonprofits and team fundraisers who earned it.
  • Design plans and billing logic
  • Integrate checkout and member portals
  • Build revenue-share payouts to nonprofits and team fundraisers
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Payouts

For peer-to-peer fundraising: Distribute amounts owed to campaign organizers and project beneficiaries, with payment references matched to campaign targets, pledge references and beneficiary allocations. Nonprofits get scheduled payouts. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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ACH Payments

For peer-to-peer fundraising: Offer bank-account payments for campaign contributions and fundraising pledges, with authorization and invoice matching built into the workflow. Low-fee ACH giving. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
✓

Transfer initiated

$12,630.00 · ref ACH-7731

ACH Payments questions

Questions crowdfunding platform teams ask about payouts.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for peer-to-peer fundraising and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a crowdfunding platform payments specialistAll peer-to-peer fundraising solutions