Peer-to-Peer Fundraising Payments & Payouts

Peer-to-peer platforms power walks, rides and team campaigns, with donations flowing to nonprofits. Roots sets up donor checkout and nonprofit payouts.
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Payment solutions for peer-to-peer fundraising

How these solutions fit peer-to-peer fundraising

See what each option adds to the way your business takes and tracks payments.

Marketplace Payments

For peer-to-peer fundraising: Collect customer payments for campaign contributions and fundraising pledges and allocate proceeds to campaign organizers and project beneficiaries within the marketplace workflow. Donations route to the verified nonprofit. Roots sets up a marketplace funds flow where buyers pay through your platform, your fee is deducted automatically, and providers receive payouts through our licensed banking and money-transmission partners.
  • Pick a funds-flow model with our partners (direct, destination or separate charges and transfers)
  • Draft seller terms that support an agent-of-payee structure, with your counsel
  • Integrate checkout and payout events
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Recurring Billing

For peer-to-peer fundraising: Schedule and manage payments for recurring contributions and supporter memberships, including renewals and customer account balances. Monthly giving for supporters. Roots sets up recurring card and ACH billing, with failed-payment retries and revenue passed through to the nonprofits and team fundraisers who earned it.
  • Design plans and billing logic
  • Integrate checkout and member portals
  • Build revenue-share payouts to nonprofits and team fundraisers
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Payouts

For peer-to-peer fundraising: Distribute amounts owed to campaign organizers and project beneficiaries, with payment references matched to campaign targets, pledge references and beneficiary allocations. Nonprofits get scheduled payouts. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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ACH Payments

For peer-to-peer fundraising: Offer bank-account payments for campaign contributions and fundraising pledges, with authorization and invoice matching built into the workflow. Low-fee ACH giving. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
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$12,630.00 · ref ACH-7731

Peer-to-Peer Fundraising payment questions

Start with the workflows your business needs. Options on this page include Payments for Fundraising Platforms, Recurring Billing for Fundraising Platforms, Payouts for Fundraisers. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payments, recipient onboarding, payment calculations and payouts, then plan the changes your peer-to-peer fundraising business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which peer-to-peer fundraising workflows need to improve so we can scope a practical setup.

Let’s set up payments for your peer-to-peer fundraising business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
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