Pay subs, crews and vendors from one place

Concrete and masonry contractors pay a lot of people who aren't on payroll, and checks are slow. Roots Payouts sends bank payments to subcontractors, crews and vendors. Provided through our licensed banking and money-transmission partners. Roots Payments is not a bank or money transmitter.
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Payment solutions for concrete & masonry contractors

How each solution supports concrete & masonry contractors

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For concrete & masonry contractors: Send itemized invoices for project deposits, progress invoices and final balances and track deposits, due dates and outstanding balances. Take a deposit to cover the concrete order and invoice the balance after the pour. Square Invoices sends estimates and invoices by email, SMS or a shareable link and tracks what's paid, unpaid or overdue. Roots configures the templates, payment schedules and reminders around how you bill.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Square Contracts

For concrete & masonry contractors: Document the scope, payment schedule and customer approval for project deposits, progress invoices and final balances before work begins. A signed scope protects concrete and masonry contractors when a customer disputes a charge later. Square Contracts builds contracts with e-signature that attach to Square estimates, invoices and appointments, free of charge.
  • Adapt Square's templates to your scope, change-order and warranty language
  • Attach contracts to estimates and bookings automatically
  • Coordinate with your attorney on state-specific terms
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Square Virtual Terminal

For concrete & masonry contractors: Take authorized phone or remote payments for project deposits, progress invoices and final balances from a browser-based terminal. When homeowners and GCs call in to pay, the office can take the payment in a browser without extra hardware. Square Virtual Terminal turns a browser into a card terminal for phone, mail and in-office payments, and can charge a card on file or text the customer a payment link.
  • Set up office staff with the right permissions for phone payments
  • Create a credit card authorization form in Square Contracts
  • Train staff on when to text a link instead of keying a card
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ACH Payments

For concrete & masonry contractors: Offer bank-account payments for project deposits, progress invoices and final balances, with authorization and invoice matching built into the workflow. Get paid by GCs over ACH instead of waiting on mailed checks. ACH moves money straight from the customer's bank account, which usually costs far less than a card on a large invoice.
  • Set up ACH on invoices and payment pages
  • Write authorization language
  • Explain return and settlement timing
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Transfer initiated

$15,450.00 · ref ACH-7731

Credit Card Surcharging

For concrete & masonry contractors: Plan credit-card surcharge disclosures for project deposits, progress invoices and final balances, keeping eligible card payments distinct at checkout. Typical tickets for concrete and masonry contractors run $3,000 to $50,000. Where it's allowed, a compliant surcharge offsets card costs on the larger ones. A surcharge adds a disclosed fee to credit card payments only. Visa caps it at 3% or your cost of acceptance, whichever is lower, and some states ban or cap it.
  • Check your states and card mix before you start
  • Configure terminals, invoices and receipts
  • Provide compliant signage and invoice language
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Payouts

For concrete & masonry contractors: Distribute amounts owed to subcontractors and project crews, with payment references matched to job codes, change orders and milestone invoices. Concrete and masonry contractors pay a lot of people who aren't on payroll, and checks are slow. Roots Payouts sends bank payments to subcontractors, crews and vendors. Provided through our licensed banking and money-transmission partners. Roots Payments is not a bank or money transmitter.
  • Set up payee onboarding
  • Connect payouts to job completion or approvals
  • Reconciliation reporting

Merchant Account

For concrete & masonry contractors: Arrange a processing account for project deposits, progress invoices and final balances, with checkout methods matched to how customers pay. Typical tickets for concrete and masonry contractors run $3,000 to $50,000, and a merchant account's limits and pricing can be set for that range. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live
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Payouts questions

Questions contractor owners ask about getting paid in the field.
Roots helps plan batch files or an API workflow that sends approved recipient payments to a payout partner.
We connect each payment to a recipient, earning period or job reference and plan status updates for completed, returned or failed payments.
Bring your recipient list, approval workflow, payment references and payout schedule. Roots uses these details to plan the workflow for concrete & masonry contractors and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a contractor payments specialistAll concrete & masonry contractors solutions