Payments for Contractors & Remodelers

Contractors get paid in stages: a deposit, progress draws and a final payment, often on five- and six-figure invoices. Roots sets up Square Invoices, Contracts and payment schedules for remodelers and trade contractors, and brings in ACH, surcharging and merchant accounts when card fees or ticket sizes call for it.
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Payment solutions for construction & remodeling contractors

How these solutions work for construction & remodeling contractors

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For construction & remodeling contractors: Send itemized invoices for project deposits, progress invoices and final balances and track deposits, due dates and outstanding balances.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Merchant Account

For construction & remodeling contractors: Arrange a processing account for project deposits, progress invoices and final balances, with checkout methods matched to how customers pay.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live
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Square Contracts

For construction & remodeling contractors: Document the scope, payment schedule and customer approval for project deposits, progress invoices and final balances before work begins.
  • Adapt Square's templates to your scope, change-order and warranty language
  • Attach contracts to estimates and bookings automatically
  • Coordinate with your attorney on state-specific terms
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ACH Payments

For construction & remodeling contractors: Offer bank-account payments for project deposits, progress invoices and final balances, with authorization and invoice matching built into the workflow.
  • Set up ACH on invoices and payment pages
  • Write authorization language
  • Explain return and settlement timing
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Transfer initiated

$15,450.00 · ref ACH-7731

Credit Card Surcharging

For construction & remodeling contractors: Plan credit-card surcharge disclosures for project deposits, progress invoices and final balances, keeping eligible card payments distinct at checkout.
  • Check your states and card mix before you start
  • Configure terminals, invoices and receipts
  • Provide compliant signage and invoice language
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Consumer Financing

For construction & remodeling contractors: Present financing options for project deposits, progress invoices and final balances alongside the purchase or service estimate.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Payouts

For construction & remodeling contractors: Distribute amounts owed to subcontractors and project crews, with payment references matched to job codes, change orders and milestone invoices.
  • Set up payee onboarding
  • Connect payouts to job completion or approvals
  • Reconciliation reporting
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Chargeback Management

For construction & remodeling contractors: Organize evidence for disputed project deposits, progress invoices and final balances, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Square Point of Sale

For construction & remodeling contractors: Bring project deposits, progress invoices and final balances into a point-of-sale workflow, with reporting organized around job codes, change orders and milestone invoices.
  • Choose the Square plan and hardware that fit your counter, trucks or bays
  • Import your catalog and customer list and set team permissions
  • Configure taxes, discounts, receipts and (if you use them) tips
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Square Payroll

For construction & remodeling contractors: Organize payroll for builders, project managers and office teams, using staff and time records to prepare pay runs.
  • Set up employees, 1099 subcontractors and pay schedules
  • Connect timecards from Square team management
  • Walk through labor-cost reports by job type
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Square Payment Links

For construction & remodeling contractors: Share a checkout link for project deposits, progress invoices and final balances through messages, email or your website.
  • Create reusable links for standard fees and deposits
  • Generate QR codes for trucks, leave-behinds and invoices
  • Make sure paid links land in the right customer profile and report
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Square Integrations

For construction & remodeling contractors: Connect Square transaction data with the tools used to manage job codes, change orders and milestone invoices, reducing repeated data entry.
  • Pick the apps that fit your workflow and connect them
  • Map items, taxes and payment types for clean accounting sync
  • Test and document the integration for your team
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Level 2/3 Processing

For construction & remodeling contractors: Include purchase-order references and itemized invoice data for business-card purchases of project deposits, progress invoices and final balances.
  • Review your commercial card mix to see whether enhanced data pays
  • Configure line-item data from invoices
  • Monitor Visa data-quality results
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Square Marketing

For construction & remodeling contractors: Build opt-in campaigns for project deposits, progress invoices and final balances, from new offerings to reminders for returning customers.
  • Build seasonal and service-interval reminder campaigns
  • Segment customers by service history
  • Set up SMS opt-in at checkout and booking
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Square for Retail

For construction & remodeling contractors: Connect building materials and contractor retail supplies to a retail catalog, stock tracking and customer purchase history.
  • Import your catalog, variants and vendors
  • Set up barcode labels, scanners and receipt printers
  • Configure house accounts for repeat business customers
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Custom Development on Square

For construction & remodeling contractors: Build a Square-based payment workflow around project deposits, progress invoices and final balances, with custom software for your operating process.
  • Scope and build the integration between Square and your construction management
  • Two-way sync of jobs, invoices and customers
  • Dashboards and automations Square doesn't offer natively
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Square Banking

For construction & remodeling contractors: Plan account and cash-flow workflows around income from project deposits, progress invoices and final balances and day-to-day operating expenses.
  • Help set up Square Checking and savings folders
  • Explain transfer options and timing
  • Coordinate banking with payroll and bookkeeping
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Square Inventory

For construction & remodeling contractors: Track building materials and contractor retail supplies with item-level stock records and replenishment workflows.
  • Import SKUs, vendors and costs
  • Set reorder points and low-stock alerts
  • Configure barcode labels and scanners
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Square Hardware Setup

For construction & remodeling contractors: Choose and configure Square checkout equipment for project deposits, progress invoices and final balances, including counter, mobile and staff workflows.
  • Recommend devices for trucks, counters and bays (Roots doesn't sell hardware)
  • Configure devices, printers and cash drawers
  • Test offline payments and connectivity where you work
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Square Virtual Terminal

For construction & remodeling contractors: Take authorized phone or remote payments for project deposits, progress invoices and final balances from a browser-based terminal.
  • Set up office staff with the right permissions for phone payments
  • Create a credit card authorization form in Square Contracts
  • Train staff on when to text a link instead of keying a card
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Text to Pay

For construction & remodeling contractors: Send a payment request for project deposits, progress invoices and final balances by text so customers can pay against a specific order or invoice.
  • Set up message templates and consent
  • Connect links to your invoices or field service software
  • Report on paid and unpaid requests
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Recurring Billing

For construction & remodeling contractors: Schedule and manage payments for maintenance agreements and phased project charges, including renewals and customer account balances.
  • Design plan structures and billing dates
  • Set up clear authorization and cancellation terms
  • Import existing autopay customers where permitted
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Construction & Remodeling Contractors we set up and support

Construction & Remodeling Contractors payment questions

Start with the workflows your business needs. Options on this page include Square Invoices for General Contractors, Square Contracts for General Contractors, Square Payroll for General Contractors. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review job estimates, deposits, field payments and final invoices, then plan the changes your construction & remodeling contractors business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which construction & remodeling contractors workflows need to improve so we can scope a practical setup.

Payments for construction & remodeling contractors, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a contractor payments specialistPartner with Roots