Low-cost bank payments

ACH lets in-home and family childcare providers collect weekly tuition and fees directly from a payer's bank account, usually at a lower cost than cards on larger payments. ACH autopay keeps fees low on weekly tuition. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
Talk to a childcare center payments specialistAll in-home & family childcare solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
✓

Transfer initiated

$735.00 · ref ACH-7731

Payment solutions for in-home & family childcare

How each solution supports in-home & family childcare

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For in-home & family childcare: Send itemized invoices for childcare tuition, registration and activity fees and track deposits, due dates and outstanding balances. Square Invoices lets in-home and family childcare providers send invoices by email, text or link and get paid by card, digital wallet or ACH bank transfer. Set up a recurring weekly invoice for each family, charged automatically to their card or bank account. Roots sets up your templates, recurring schedules and autopay, and connects invoices to your accounting.
  • Design invoice templates and custom fields (terms, policies, account numbers) for in-home and family childcare providers
  • Set up recurring schedules and card-on-file or bank-on-file autopay for families
  • Configure reminders and late-payment workflows
Explore this solution

Square Payment Links

For in-home & family childcare: Share a checkout link for childcare tuition, registration and activity fees through messages, email or your website. Square Payment Links let in-home and family childcare providers collect a payment, sell an item, accept a donation, or sell an event or class with a link, QR code or buy button. Send a link for registration or the annual supply fee. Roots builds your links and QR codes, sets up custom fields and redirects, and ties them to reporting.
  • Plan which links in-home and family childcare providers need (fees, events, donations) and name them clearly
  • Create print-ready QR codes for flyers, signs and newsletters
  • Set custom fields and post-payment redirects to capture the details you need
Explore this solution

Square Point of Sale

For in-home & family childcare: Bring childcare tuition, registration and activity fees into a point-of-sale workflow, with reporting organized around family accounts, attendance references and tuition balances. Square Point of Sale is free to download and turns a phone or tablet into a point of sale, so in-home and family childcare providers can take weekly tuition and fees in person. Take a tap on your phone for late-pickup or extra days. Roots Payments, an independent Square Reseller, helps you choose a plan, configure items and staff access, and train your team.
  • Recommend the right Square plan and devices for how in-home and family childcare providers actually take payments
  • Build the item library for weekly tuition and fees, with taxes, discounts and categories set up correctly
  • Configure team permissions, receipts and reporting, then train staff and volunteers
Explore this solution

Square Banking

For in-home & family childcare: Plan account and cash-flow workflows around income from childcare tuition, registration and activity fees and day-to-day operating expenses. Square Banking offers checking, savings and loans connected to Square sales, so in-home and family childcare providers can see cash flow in one place. Automatically set aside a percentage of each payment for quarterly taxes. Roots explains how Square Banking fits your cash flow and helps you set it up; banking products are Square's, not Roots'.
  • Explain how transfers and set-asides work for in-home and family childcare providers
  • Help configure automatic set-asides
  • Reconcile Square Banking with your accounting
Explore this solution

ACH Payments

For in-home & family childcare: Offer bank-account payments for childcare tuition, registration and activity fees, with authorization and invoice matching built into the workflow. ACH lets in-home and family childcare providers collect weekly tuition and fees directly from a payer's bank account, usually at a lower cost than cards on larger payments. ACH autopay keeps fees low on weekly tuition. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for families
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
✓

Transfer initiated

$735.00 · ref ACH-7731

ACH Payments questions

Questions childcare center administrators ask about payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for in-home & family childcare and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a childcare center payments specialistAll in-home & family childcare solutions