CBD Payment Processing

CBD retailers need processing that survives product-level review. Roots matches compliant CBD stores with acquirers that underwrite hemp-derived products and prepares the COA and label file they ask for. Roots works with virtually any legal business, subject to underwriting.

How these solutions fit cbd shops & online cbd stores

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For cbd shops & online cbd stores: Present your model for CBD products, hemp goods and wholesale orders to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places CBD retailers and online CBD brands with acquiring banks and processors that knowingly underwrite hemp-derived CBD products, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (certificates of analysis for every SKU, product labels, and state registrations)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For cbd shops & online cbd stores: Add online checkout for CBD products, hemp goods and wholesale orders, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Chargeback Management

For cbd shops & online cbd stores: Organize evidence for disputed CBD products, hemp goods and wholesale orders, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Roots POS

For cbd shops & online cbd stores: Bring CBD products, hemp goods and wholesale orders into a business-tools workflow, with setup, staff training and reporting for product documentation, age checks and shipment records. Consumer POS brands frequently restrict hemp-derived CBD products. Roots POS pairs checkout and inventory tools with processing that is underwritten for your category.
  • Catalog import and SKU setup
  • Hardware recommendations and configuration
  • Staff training on age-verification and refund workflows
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✓

Payment approved

$149.80 · Visa •• 4242

Recurring Billing

For cbd shops & online cbd stores: Schedule and manage payments for permitted product subscriptions and trade replenishment, including renewals and customer account balances. Recurring charges are a leading dispute source for CBD retailers and online CBD brands when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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ACH Payments

For cbd shops & online cbd stores: Offer bank-account payments for CBD products, hemp goods and wholesale orders, with authorization and invoice matching built into the workflow. Bank payments give CBD retailers and online CBD brands a lower-cost option for larger tickets and a backup if card processing is reviewed. ACH has its own risk rules, including return-rate limits under Nacha, so it is underwritten separately.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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✓

Transfer initiated

$140.00 · ref ACH-7731

Crypto Payments & Conversion

For cbd shops & online cbd stores: Plan a digital-asset payment option for CBD products, hemp goods and wholesale orders, with conversion and reconciliation mapped to the sale. Crypto gives CBD retailers and online CBD brands another way to get paid when card options are limited. Customers pay in supported digital assets and you can receive U.S. dollars. Crypto conversion is provided through service partners coordinated by Roots. Roots Payments is not a bank, money transmitter, or crypto exchange.
  • Introduction and onboarding support with our service partners
  • Checkout placement alongside card and ACH options
  • Customer-facing FAQ copy
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CBD Shops & Online CBD Stores payment questions

Start with the workflows your business needs. Options on this page include CBD Merchant Account, CBD Payment Gateway, CBD Chargeback Management. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your cbd shops & online cbd stores business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cbd shops & online cbd stores workflows need to improve so we can scope a practical setup.

Let’s set up payments for your cbd shops & online cbd store business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.