Cannabis Ancillary Payment Processing

Software, packaging, and consulting firms that serve licensed operators are legal but often declined. Roots finds acquirers that accept them. Roots works with virtually any legal business, subject to underwriting.
Talk to a grow supply store payments specialistExplore cannabis-adjacent solutions

Payment solutions for cannabis ancillary services

How these solutions fit cannabis ancillary services

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For cannabis ancillary services: Present your model for permitted ancillary goods and business services to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places cannabis ancillary service providers with acquiring banks and processors that knowingly underwrite software, consulting, security, packaging, and staffing for licensed operators, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (client list, contracts, and proof you don't touch the plant)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
Explore this solution

ACH Payments

For cannabis ancillary services: Offer bank-account payments for permitted ancillary goods and business services, with authorization and invoice matching built into the workflow. Bank payments give cannabis ancillary service providers a lower-cost option for larger tickets and a backup if card processing is reviewed. ACH has its own risk rules, including return-rate limits under Nacha, so it is underwritten separately.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
Explore this solution
✓

Transfer initiated

$667.00 · ref ACH-7731

Recurring Billing

For cannabis ancillary services: Schedule and manage payments for ancillary service contracts and recurring supply orders, including renewals and customer account balances. Recurring charges are a leading dispute source for cannabis ancillary service providers when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
Explore this solution

Text to Pay

For cannabis ancillary services: Send a payment request for permitted ancillary goods and business services by text so customers can pay against a specific order or invoice. Keying card numbers from phone calls is costly and dispute-prone for cannabis ancillary service providers. Text-to-pay sends a secure link so the customer enters their own card, with 3-D Secure and a stored consent record.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
Explore this solution

Level 2/3 Processing

For cannabis ancillary services: Include purchase-order references and itemized invoice data for business-card purchases of permitted ancillary goods and business services. When retailers pay cannabis ancillary service providers with corporate or purchasing cards, passing Level 2 and Level 3 line-item data can qualify eligible transactions for lower interchange. Roots sets it up on an account approved for your category.
  • Data mapping from your ERP or invoicing
  • Interchange review after launch
  • Ongoing support
Explore this solution

Crypto Payments & Conversion

For cannabis ancillary services: Plan a digital-asset payment option for permitted ancillary goods and business services, with conversion and reconciliation mapped to the sale. Crypto gives cannabis ancillary service providers another way to get paid when card options are limited. Customers pay in supported digital assets and you can receive U.S. dollars. Crypto conversion is provided through service partners coordinated by Roots. Roots Payments is not a bank, money transmitter, or crypto exchange.
  • Introduction and onboarding support with our service partners
  • Checkout placement alongside card and ACH options
  • Customer-facing FAQ copy
Explore this solution

Cannabis Ancillary Services payment questions

Start with the workflows your business needs. Options on this page include Cannabis Ancillary Merchant Account, Cannabis Ancillary ACH & eCheck Payments, Cannabis Ancillary Recurring Billing. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your cannabis ancillary services business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cannabis ancillary services workflows need to improve so we can scope a practical setup.

Let’s set up payments for your cannabis ancillary service business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a grow supply store payments specialistExplore cannabis-adjacent solutions