E-Cigarette Payment Processing

Brands and distributors need both B2B and direct channels. Roots sets up wholesale and DTC processing with the product-status documentation acquirers now request. Roots works with virtually any legal business, subject to underwriting.
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Payment solutions for e-cigarette & disposable brands

How these solutions fit e-cigarette & disposable brands

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For e-cigarette & disposable brands: Present your model for vape products, tobacco and age-restricted orders to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places e-cigarette and disposable vape brands with acquiring banks and processors that knowingly underwrite ENDS devices, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (PMTA status, import records, distributor agreements)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For e-cigarette & disposable brands: Add online checkout for vape products, tobacco and age-restricted orders, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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ACH Payments

For e-cigarette & disposable brands: Offer bank-account payments for vape products, tobacco and age-restricted orders, with authorization and invoice matching built into the workflow. Bank payments give e-cigarette and disposable vape brands a lower-cost option for larger tickets and a backup if card processing is reviewed. ACH has its own risk rules, including return-rate limits under Nacha, so it is underwritten separately.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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Transfer initiated

$88.00 · ref ACH-7731

Level 2/3 Processing

For e-cigarette & disposable brands: Include purchase-order references and itemized invoice data for business-card purchases of vape products, tobacco and age-restricted orders. When retailers pay e-cigarette and disposable vape brands with corporate or purchasing cards, passing Level 2 and Level 3 line-item data can qualify eligible transactions for lower interchange. Roots sets it up on an account approved for your category.
  • Data mapping from your ERP or invoicing
  • Interchange review after launch
  • Ongoing support
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Chargeback Management

For e-cigarette & disposable brands: Organize evidence for disputed vape products, tobacco and age-restricted orders, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Age & ID Verification

For e-cigarette & disposable brands: Add age and identity checks to restricted vape products, tobacco and age-restricted orders, with verification recorded in the ordering process. Acquirers approving e-cigarette and disposable vape brands expect real age verification, not a click-through age gate. Roots integrates third-party identity and age checks into checkout and delivery. The PACT Act covers remote sales of cigarettes, smokeless tobacco, and e-cigarettes (ENDS), including registration, age verification at delivery, and state tax reporting.
  • Vendor selection and integration
  • Checkout flow review
  • Record-keeping setup for underwriting
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E-Cigarette & Disposable Brands payment questions

Start with the workflows your business needs. Options on this page include E-Cigarette Merchant Account, E-Cigarette Payment Gateway, E-Cigarette ACH & eCheck Payments. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your e-cigarette & disposable brands business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which e-cigarette & disposable brands workflows need to improve so we can scope a practical setup.

Let’s set up payments for your e-cigarette & disposable brand business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a vape shop payments specialistExplore vape & tobacco solutions