ACH bank payments for travel agencies' larger balances

Accept large trip payments by ACH. ACH moves money straight from a customer's bank account, usually for far less than card fees on large invoices and recurring charges.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
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Transfer initiated

$572.00 · ref ACH-7731

How each solution supports travel agencies & travel advisors

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For travel agencies & travel advisors: Send itemized invoices for tour bookings, travel deposits and activity tickets and track deposits, due dates and outstanding balances. Collect planning fees and service charges with Square Invoices and automatic reminders. Square Invoices sends estimates, e-signature contracts and invoices with deposits, payment schedules, recurring billing and automatic reminders. Roots Payments, an independent Square Reseller, sets it up and supports it.
  • We build invoice, estimate and contract templates in your brand
  • We set up deposit and payment-schedule rules that match your policies
  • We connect invoices to QuickBooks Online or Xero
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Merchant Account

For travel agencies & travel advisors: Arrange a processing account for tour bookings, travel deposits and activity tickets, with checkout methods matched to how customers pay. A travel-coded account underwritten for trip deposits and final payments. A dedicated merchant account is underwritten for your category and volume, with pricing you can read line by line.
  • We package your application so underwriting goes faster
  • We compare pricing against your current statements
  • One named contact for support and disputes
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High-Risk Merchant Account

For travel agencies & travel advisors: Present your model for tour bookings, travel deposits and activity tickets to specialist processing partners, with product and fulfillment documentation prepared. For agencies with large prepaid balances or group travel, an account from acquirers that underwrite travel. Reserves may apply.
  • We prepare a complete application to speed underwriting
  • We explain reserve terms before you sign
  • We watch your ratios and help you stay in good standing
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ACH Payments

For travel agencies & travel advisors: Offer bank-account payments for tour bookings, travel deposits and activity tickets, with authorization and invoice matching built into the workflow. Accept large trip payments by ACH. ACH moves money straight from a customer's bank account, usually for far less than card fees on large invoices and recurring charges.
  • We set up authorization forms and verification
  • We connect ACH to your invoicing or billing
  • We explain return codes and timelines to your team
✓

Transfer initiated

$572.00 · ref ACH-7731

Chargeback Management

For travel agencies & travel advisors: Organize evidence for disputed tour bookings, travel deposits and activity tickets, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Multi-Currency Payments

For travel agencies & travel advisors: Collect tour bookings, travel deposits and activity tickets in the currencies your customers use and reconcile them against the original order or invoice. Quote international clients in their currency. Show prices and charge in the customer's currency while you settle in U.S. dollars.
  • We review your international card mix
  • We set up currency display and receipts
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Level 2/3 Processing

For travel agencies & travel advisors: Include purchase-order references and itemized invoice data for business-card purchases of tour bookings, travel deposits and activity tickets. Lower interchange on corporate travel paid with commercial cards. Passing enhanced data such as tax amounts, PO numbers and line items with corporate, purchasing and government cards can qualify transactions for lower interchange rates.
  • We review which of your customers pay with commercial cards
  • We set up data capture in your invoices or software
  • We verify the lower rates show up on statements
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Payouts

For travel agencies & travel advisors: Distribute amounts owed to independent guides and tour operators, with payment references matched to booking references, passenger counts and deposit balances. Host agencies can pay independent advisors their commission splits. Payouts send money to partners, owners and vendors from your platform, provided through our licensed banking and money-transmission partners. Roots Payments is not a bank or money transmitter.
  • We design the payout flow and connect it to your software
  • We coordinate onboarding with our licensed partners
  • We support you after launch
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Crypto Payments & Conversion

For travel agencies & travel advisors: Plan a digital-asset payment option for tour bookings, travel deposits and activity tickets, with conversion and reconciliation mapped to the sale. Accept crypto for trip payments and receive U.S. dollars. Accept cryptocurrency and receive U.S. dollars, provided through service partners coordinated by Roots.
  • We introduce you to our service partners and support setup
  • Roots Payments is not a crypto exchange, bank or money transmitter
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E-commerce Payments

For travel agencies & travel advisors: Add online checkout for tour bookings, travel deposits and activity tickets, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Text to Pay

For travel agencies & travel advisors: Send a payment request for tour bookings, travel deposits and activity tickets by text so customers can pay against a specific order or invoice. Keying card numbers from phone calls is costly and dispute-prone for travel agencies and advisors. Text-to-pay sends a secure link so the customer enters their own card, with 3-D Secure and a stored consent record.
  • SMS opt-in and TCPA-aware messaging setup
  • Template copy for links and receipts
  • Integration with your CRM or case system
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ACH Payments questions

Questions tour operator operators ask about payments.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for travel agencies & travel advisors and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.